Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a golf course home in St. Johns County.

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Active

Active·Listed today·Palencia

559 Glorieta Drive

St. Augustine, FL 32095

$650,000$242/sqftEst. $3,359/moMLS# 2164063

Beds

Baths

2,684

Sq Ft

2020

Built

Garage

Pool

About this home

Palencia

Welcome to the Palencia lifestyle! This beautifully appointed 4-bedroom, 3-bath home offers a rare 3-car garage, peaceful water views, and exceptional indoor-outdoor living in one of St. Johns County's premier gated communities. Inside, an open kitchen and family room create the heart of the home, while a dedicated office, formal dining room, crown molding, tray ceilings, and thoughtful architectural details add character throughout. Step outside to the expansive screened lanai overlooking the water--the perfect setting for morning coffee, entertaining, or unwinding at the end of the day. Palencia offers resort-style amenities, parks, trails, and a private golf club, all within highly rated St. Johns County school district. Enjoy easy access to historic St. Augustine, beaches, shopping, dining, and more. Space, views, lifestyle, and location - this one checks all of the boxes.

Cost to own

Mortgage calculator

Home Price

$650,000

Down Payment: 20%

$130,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$3,359

Principal & Interest: $3,359

Property taxes (est.): $865

Insurance (est.): $433

Estimated Total Monthly

$4,657

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$3,359

Property taxesest. at asking price, St. Johns County$865

HOAbilled annually$12

Estimated total, before insurance$4,236/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,316/yr · $693/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,316/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History