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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a home near Allen D. Nease High School.

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Active

Active·52 days on market·Palencia

160 Parkside Drive

St. Augustine, FL 32095

$675,000$254/sqftEst. $3,709/mo mortgageMLS# 2163447
↓ $54,000 below original list
4
Beds
3
Baths
2,654
Sq Ft
2003
Built
2
Garage
No
Pool

44 more homes for sale in Palencia →Search Palencia on the map

FEMA Zone XHOA $10/mo10,454 sqft lotSingle Family Residence1 story

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About this home

Palencia

Welcome to a beautiful expression of Florida living in the prestigious gated community of Palencia. This exceptional four-bedroom, three-full-bath brick home with dedicated office is ideally located on .24 acre preserve homesite surrounded by mature trees & lush tropical landscaping. Offering a rare combination of privacy, sophistication, & inviting indoor-outdoor living, this home captures the best of the Palencia lifestyle. The first impression upon entering is one of space and warmth, with rich wood floors and an impressive sense of scale setting the tone for a home designed for both entertaining and everyday life. Formal living & dining areas bring a sense of occasion, while the dedicated office provides a tucked-away space when you need it. At the heart of the home, the well-appointed kitchen features quartz countertops, abundant cabinetry, a butcher-block island, breakfast bar seating, Samsung Bespoke French-door

Next steps in Palencia

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,709
Property taxesest. at asking price, St. Johns County$898
HOAbilled annually$10
Estimated total, before insurance$4,618/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,887/yr · $824/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$675,000
$135,000
Loan Term
Monthly Payment
$3,709
Principal & Interest: $3,709
Property taxes (est.): $898
Insurance (est.): $450
Estimated Total Monthly
$5,058
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,677 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,887/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 13, 2026Price change$675,000−$17,500
  • Sep 16, 2026Price change$692,500−$36,500
  • Sep 4, 2026Listed$729,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $275/sq ft; this home is listed at $254/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
720 Toria Lane, St. Augustine, FL 32095Listed by LPT REALTY LLCOct 2026$650,000$2534/32,567400.2
828 Riley Lane, St. Augustine, FL 32095Listed by INTERNATIONAL GOLF REALTYSep 2026$778,000$2525/33,083350.2
266 Sophia Terrace, St. Augustine, FL 32095Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$1,090,000$3654/32,9831200.3
836 Cypress Crossing Trail, St. Augustine, FL 32095Listed by LPT REALTY LLCAug 2026$645,000$2753/2.52,343250.4
179 Front Door Lane, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$525,000$2634/22,000390.6
149 Abbotts Way, St. Augustine, FL 32095Listed by EXP REALTY LLCSep 2026$810,000$2894/32,80350.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$675,000
Price / Sq Ft$254
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,654
Acres0.24 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Zoned elementaryPalencia Elementary
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPalencia
Reported middlePacetti Bay
Reported highAllen D. Nease
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address160 Parkside Drive, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size10,454.4 sq ft
Parcel Number0720730250

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Butler Pantry, Ceiling Fan(s), Jack and Jill Bath, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Laminate, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Patio / PorchCovered, Glass Enclosed, Patio, Screened
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 4, 2026
Days on Market52
HOA Fees$125 / Annually
HOA FrequencyAnnually
Tax Amount$9,887.15
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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