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This home is in Cimarrone Golf Club, St. Johns — a home near Beachside High School.

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Active Under Contract

Active Under Contract·97 days on market·Cimarrone Golf Club

4248 Leaping Deer Lane

St. Johns, FL 32259

$489,900$247/sqftEst. $2,519/moMLS# 2146042

Beds

Baths

1,985

Sq Ft

1999

Built

Garage

Pool

About this home

Cimarrone Golf Club

Welcome to Leaping Deer Lane (BACK ON MARKET) where deer literally visit daily in your back yard (see pics) in the prestigious Gated Cimarrone Golf & Country C.lub Move-in ready 3/2 home on a quiet cul-de-sac with over .5 acre lot on a NATURE preserve. Features include: BRAZILIAN Cherry WOOD flooring, vaulted ceilings, ,wood burning FP, NEW water heater, PAVER driveway, and Shark Coatings EPOXY garage flooring, NEW Bathroom toilets and faucets, and UPDATED kitchen w/quartz countertops, and touchless faucet,. Enjoy outdoor living with double fans on the screened porch. LG washer and dryer included. Full irrigation system and GUTTER Covers, also. The community has an abundance of amenities, including a clubhouse, swimming pool, fitness center, tennis courts, basketball courts, and a playground. The Stone & Barrel Taphouse offers residents casual dining, trivia nights, and live music within the community gates. And, top rated St. Johns County School District. keeps values rising

Cost to own

Mortgage calculator

Home Price

$489,900

Down Payment: 20%

$97,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,519

Principal & Interest: $2,519

Property taxes (est.): $652

Insurance (est.): $327

Estimated Total Monthly

$3,497

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,519

Property taxesest. at asking price, St. Johns County$652

HOAbilled monthly$206

Estimated total, before insurance$3,376/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,424/yr · $202/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$374,064	$143,185	—
2024	$360,071	$138,442	—
2023	$363,060	$132,953	—
2022	$358,592	$127,624	—
2021	$254,166	$122,450	—
2020	$232,761	$120,069	—

2025 property taxes (current owner): $2,424/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 13, 2026Active Under Contract$489,900
Aug 9, 2026Price change$489,900−$10,000
Jul 21, 2026Active$499,900
Jul 14, 2026Active Under Contract$499,900
May 24, 2026Listed$499,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$489,900

Price / Sq Ft$247

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,985

Acres0.52 acres

Year Built1999

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryTimberlin Creek

MiddleSwitzerland Point

HighBeachside

Community Information

Address4248 Leaping Deer Lane, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionCimarrone Golf & Cc

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size22,651.2 sq ft

Parcel Number0098530290

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Management- On Site, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Vinyl, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup