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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Seaside, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active

Active·50 days on market·Seaside

125 Patrick Mill Circle

Ponte Vedra Beach, FL 32082

$689,900$298/sqftEst. $3,791/mo mortgageMLS# 2163037
↓ $25,000 below original list
4
Beds
2
Baths
2,312
Sq Ft
1991
Built
2
Garage
No
Pool

All Seaside homes for sale →Search Seaside on the map

FEMA Zone XHOA $85/mo6,534 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Seaside

Move-in ready and meticulously updated, this charming one-story home is tucked into the desirable Seaside community of Ponte Vedra Beach -- less than a mile from the sand. Every major update has already been done for you: NEW ROOF, brand new water heater, replaced windows, new 20x20 tile flooring and carpet throughout, plus fresh interior and exterior paint. Seaside offers a true coastal lifestyle with its community pool, clubhouse, tennis courts, boat/RV storage, and picturesque lake views, all just minutes from shopping, dining, and top-rated St. Johns County schools. A rare chance to own a truly turnkey home in one of Ponte Vedra Beach's most beloved neighborhoods. Some images in this listing have been virtually staged.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,791
Property taxesest. at asking price, St. Johns County$918
HOAbilled annually$85
Estimated total, before insurance$4,794/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,725/yr · $644/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$689,900
$137,980
Loan Term
Monthly Payment
$3,791
Principal & Interest: $3,791
Property taxes (est.): $918
Insurance (est.): $460
Estimated Total Monthly
$5,169
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,767 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:32 AM, sunset 6:47 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,725/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2026Price change$689,900−$10,000
  • Sep 22, 2026Price change$699,900−$15,000
  • Sep 2, 2026Listed$714,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $312/sq ft; this home is listed at $298/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
249 Patrick Mill Circle, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$520,000$3033/21,718820.1
148 Patrick Mill Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$589,000$3103/21,897440.1
144 Crosstide Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$720,000$3663/21,96920.2
120 Ocean'S Edge Drive, Ponte Vedra Beach, FL 32082Listed by PREMIER HOMES REALTY INCAug 2026$740,000$3114/32,380810.2
108 Oceans Edge Drive, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCAug 2026$900,000$3764/32,394720.2
120 Summer Tree Court, Ponte Vedra Beach, FL 32082Listed by THE TERRA ALTA GROUP LLCJun 2026$600,000$3123/21,9231070.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$689,900
Price / Sq Ft$298
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,312
Acres0.15 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNortheast

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPonte Vedra Rawlings
Reported middleAlice B. Landrum
Reported highPonte Vedra
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address125 Patrick Mill Circle, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionSeaside
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size6,534 sq ft
Parcel Number0685610670
ZoningResidential

Amenities

AmenitiesPool, Beach Access, Clubhouse, Jogging Path, Tennis Court(s)
Community FeaturesSidewalks, Street Lights
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingElectric
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio
FencingWood
RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 2, 2026
Days on Market38
HOA Fees$1,020 / Annually
HOA FrequencyAnnually
HOA NameMay Mgmt
HOA Fee IncludesMaintenance Grounds
Tax Amount$7,725.28
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TAH FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Seaside

Seaside is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32082.

View all Seaside homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines