Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Seaside At Ponte Vedra Beach, Ponte Vedra Beach — a home near Ponte Vedra High School.

Photo 1 / 58
Sold

Sold·Closed Aug 5, 2026·44 days on market·Recent sales in Seaside At Ponte Vedra Beach·Seaside At Ponte Vedra Beach

148 Patrick Mill Circle

Ponte Vedra Beach, FL 32082

$589,000sold priceListed at $599,900 · 98.2% of asking$310/sqftMLS# 2148292
3
Beds
2
Baths
1,897
Sq Ft
1990
Built
2
Garage
No
Pool

2 more homes for sale in Seaside At Ponte Vedra Beach →Search Seaside At Ponte Vedra Beach on the map

FEMA Zone XHOA $85/mo4,792 sqft lotSingle Family Residence1 story

About this home

Seaside At Ponte Vedra Beach

Imagine living in Ponte Vedra Beach and walking or biking to your private beach access, just moments from home. This charming one-story retreat offers 3 bedrooms, 2 baths, soaring vaulted ceilings, Plantation shutters and a welcoming open floor plan designed for effortless coastal living. Unwind by the wood-burning fireplace, relax in the spacious primary suite or entertain friends on the screened lanai and expansive paver patio overlooking the beautifully landscaped backyard. An attached two-car garage with attic storage adds everyday convenience. Located in the sought-after Seaside community, residents enjoy private beach access, a pool, clubhouse, tennis, pickleball, and RV/boat storage. Opportunities like this becoming increasingly rare in Ponte Vedra Beach, this may be the lifestyle you've been waiting for. Come see for yourself--you may never want to leave.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,262
Property taxesest. at asking price, St. Johns County$784
HOAbilled annually$85
Estimated total, before insurance$4,131/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,150/yr · $513/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$589,000
$117,800
Loan Term
Monthly Payment
$3,262
Principal & Interest: $3,262
Property taxes (est.): $784
Insurance (est.): $393
Estimated Total Monthly
$4,439
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$507,320$419,843—
2024$457,303$407,303—
2023$461,538$167,620—
2022$429,664$161,282—
2021$330,586$155,128—
2020$318,039$152,296—

2025 property taxes (current owner): $6,150/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 7, 2026Closed$599,900
  • Jun 2, 2026Listed$599,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $334/sq ft; this home is listed at $316/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
249 Patrick Mill Circle, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$520,000$3033/21,718820.1
120 Ocean'S Edge Drive, Ponte Vedra Beach, FL 32082Listed by PREMIER HOMES REALTY INCAug 2026$740,000$3114/32,380810.2
108 Oceans Edge Drive, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCAug 2026$900,000$3764/32,394720.2
120 Summer Tree Court, Ponte Vedra Beach, FL 32082Listed by THE TERRA ALTA GROUP LLCJun 2026$600,000$3123/21,9231070.2
144 Crosstide Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$720,000$3663/21,96920.3
252 Seamist Court, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYFeb 2026$670,000$3343/22,00690.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,900
Price / Sq Ft$316
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,897
Acres0.11 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address148 Patrick Mill Circle, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionSeaside At Ponte Vedra Beach
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size4,791.6 sq ft
Parcel Number0685610130
ZoningResidential

Amenities

AmenitiesPool, Beach Access, Pickleball, RV/Boat Storage, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchScreened
FencingBack Yard, Privacy, Wood
RoofShingle
ConstructionComposition Siding

Additional Information

Date ListedJune 2, 2026
Days on Market44
HOA Fees$1,020 / Annually
HOA FrequencyAnnually
HOA NameMay Mgt
Tax Amount$6,150.04
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Seaside At Ponte Vedra Beach

Seaside At Ponte Vedra Beach is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Seaside At Ponte Vedra Beach homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines