This home is in Oceans Edge, Ponte Vedra Beach.

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Active

Active·59 days on market·Oceans Edge

120 Ocean'S Edge Drive

Ponte Vedra Beach, FL 32082

$785,000$330/sqftEst. $4,178/moMLS# 2145714

Beds

Baths

2,380

Sq Ft

1998

Built

Garage

Pool

About this home

Oceans Edge

Welcome to your private coastal retreat, where nature, comfort, and convenience come together in one exceptional property. Nestled among lush greenery and backing to the protected preserve lands of Guana Tolomato Matanzas Reserve, this beautifully maintained 4-bedroom, 3-bathroom home offers the perfect blend of peaceful living and everyday functionality in one of Northeast Florida's most desirable beachside locations. Designed with a highly sought-after split floor plan, this spacious residence provides privacy and flexibility for families, guests, or multigenerational living. From the moment you step inside, the home welcomes you with abundant natural light, soaring ceilings, and an airy open-concept layout ideal for both everyday living and entertaining. The expansive family room serves as the heart of the home, seamlessly connecting the living, dining, and kitchen areas while showcasing serene views

Cost to own

Mortgage calculator

Home Price

$785,000

Down Payment: 20%

$157,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,965

Principal & Interest: $3,965

Est. Taxes & Insurance: $991

Estimated Total Monthly

$4,957

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,178

Property taxesest. at asking price, St. Johns County$1,045

HOAbilled quarterly$139

Estimated total, before insurance$5,362/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $840,000 in May 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$681,853	$626,131	—
2024	$647,062	$0	—
2023	$599,812	$549,812	—
2022	$583,386	$533,386	—
2021	$445,137	$445,137	—
2020	$423,697	$408,265	—

2025 property taxes (current owner): $8,928/yr

Estimated taxes if purchased at asking price: ~$12,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,593 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 9, 2026Price change$785,000−$14,000
May 16, 2026Listed$799,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$785,000

Price / Sq Ft$330

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,380

Acres0.18 acres

Year Built1998

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPonte Vedra Rawlings

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address120 Ocean'S Edge Drive, Ponte Vedra Beach, FL 32082

Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv

SubdivisionOceans Edge

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size7,840.8 sq ft

Parcel Number0698110190

Amenities

AmenitiesNone

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Garage, Gated

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Laminate, Tile

# of Stories1