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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Oceans Edge, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Sold

Sold·Closed Aug 24, 2026·81 days on market·Recent sales in Oceans Edge·Oceans Edge

120 Ocean'S Edge Drive

Ponte Vedra Beach, FL 32082

$740,000sold priceListed at $770,000 · 96.1% of asking$311/sqftMLS# 2145714
4
Beds
3
Baths
2,380
Sq Ft
1998
Built
2
Garage
No
Pool

8 more homes for sale in Oceans Edge →Search Oceans Edge on the map

FEMA Zone XHOA $139/mo7,841 sqft lotSingle Family Residence1 story

About this home

Oceans Edge

Welcome to your private coastal retreat, where nature, comfort, and convenience come together in one exceptional property. Nestled among lush greenery and backing to the protected preserve lands of Guana Tolomato Matanzas Reserve, this beautifully maintained 4-bedroom, 3-bathroom home offers the perfect blend of peaceful living and everyday functionality in one of Northeast Florida's most desirable beachside locations. Designed with a highly sought-after split floor plan, this spacious residence provides privacy and flexibility for families, guests, or multigenerational living. From the moment you step inside, the home welcomes you with abundant natural light, soaring ceilings, and an airy open-concept layout ideal for both everyday living and entertaining. The expansive family room serves as the heart of the home, seamlessly connecting the living, dining, and kitchen areas while showcasing serene views

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,099
Property taxesest. at asking price, St. Johns County$985
HOAbilled quarterly$139
Estimated total, before insurance$5,223/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,928/yr · $744/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$740,000
$148,000
Loan Term
Monthly Payment
$4,099
Principal & Interest: $4,099
Property taxes (est.): $985
Insurance (est.): $493
Estimated Total Monthly
$5,577
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,593 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $840,000 in May 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$681,853$626,131—
2024$647,062$0—
2023$599,812$549,812—
2022$583,386$533,386—
2021$445,137$445,137—
2020$423,697$408,265—

2025 property taxes (current owner): $8,928/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 24, 2026Closed$770,000
  • Aug 20, 2026Pending$770,000
  • Aug 6, 2026Active Under Contract$770,000
  • Jul 18, 2026Price change$770,000−$15,000
  • Jul 9, 2026Price change$785,000−$14,000
  • May 16, 2026Listed$799,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $366/sq ft; this home is listed at $324/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
108 Oceans Edge Drive, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCAug 2026$900,000$3764/32,394720
148 Patrick Mill Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$589,000$3103/21,897440.2
120 Summer Tree Court, Ponte Vedra Beach, FL 32082Listed by THE TERRA ALTA GROUP LLCJun 2026$600,000$3123/21,9231070.2
249 Patrick Mill Circle, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$520,000$3033/21,718820.3
144 Crosstide Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$720,000$3663/21,96920.4
1036 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Aug 2026$2,800,000$9324/3.53,003120.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$770,000
Price / Sq Ft$324
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,380
Acres0.18 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address120 Ocean'S Edge Drive, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionOceans Edge
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size7,840.8 sq ft
Parcel Number0698110190

Amenities

AmenitiesNone
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage, Gated
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1

Exterior

Lot DescriptionWooded
Patio / PorchCovered, Patio
FencingBack Yard

Additional Information

Date ListedMay 16, 2026
Days on Market81
HOA Fees$417 / Quarterly
HOA FrequencyQuarterly
Tax Amount$8,928.45
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PREMIER HOMES REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Oceans Edge

Oceans Edge is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Oceans Edge homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines