Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Oceans Edge, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

Photo 1 / 47
Sold

Sold·Closed Aug 6, 2026·72 days on market·Recent sales in Oceans Edge·Oceans Edge

108 Oceans Edge Drive

Ponte Vedra Beach, FL 32082

$900,000sold priceListed at $998,500 · 90.1% of asking$376/sqftMLS# 2143641
4
Beds
3
Baths
2,394
Sq Ft
1998
Built
2
Garage
Yes
Pool

8 more homes for sale in Oceans Edge →Search Oceans Edge on the map

FEMA Zone XHOA $139/mo8,712 sqft lotSingle Family Residence2 stories

About this home

Oceans Edge

Welcome to your backyard paradise, complete with a heated saltwater pool and covered lanai, perfect for entertaining year-round. Just in time for Summer! This well designed home has 3 bedrooms and an office/den on main floor and an oversized 4th bedroom ensuite with a private balcony upstairs. Other outstanding features of this home are the beautiful wood floors in the main living areas, an updated kitchen with quartz countertops and newer appliances, a lovely formal dining room with custom built-in shelving, and a convenient Laundry Room downstairs next to the kitchen. Ocean's Edge is a sought-after gated community located less than a mile to the beach and surrounded by protected preserve. Convenient to shopping, restaurants and evening beach walks! Don't miss the chance to live where every day feels like a vacation!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,985
Property taxesest. at asking price, St. Johns County$1,198
HOAbilled quarterly$139
Estimated total, before insurance$6,322/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,996/yr · $833/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$900,000
$180,000
Loan Term
Monthly Payment
$4,985
Principal & Interest: $4,985
Property taxes (est.): $1,198
Insurance (est.): $600
Estimated Total Monthly
$6,783
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,659 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $896,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$768,971$705,382—
2024$734,795$684,795—
2023$634,523$399,630—
2022$618,487$386,534—
2021$480,822$373,819—
2020$459,960$367,967—

2025 property taxes (current owner): $9,996/yr

Estimated taxes if purchased at asking price: ~$14,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 6, 2026Closed$998,500
  • Jul 28, 2026Pending$998,500
  • Jul 20, 2026Active Under Contract$998,500
  • May 8, 2026Listed$998,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $312/sq ft; this home is listed at $417/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
120 Ocean'S Edge Drive, Ponte Vedra Beach, FL 32082Listed by PREMIER HOMES REALTY INCAug 2026$740,000$3114/32,380810
249 Patrick Mill Circle, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$520,000$3033/21,718820.2
148 Patrick Mill Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$589,000$3103/21,897440.2
120 Summer Tree Court, Ponte Vedra Beach, FL 32082Listed by THE TERRA ALTA GROUP LLCJun 2026$600,000$3123/21,9231070.2
144 Crosstide Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$720,000$3663/21,96920.4
1036 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Aug 2026$2,800,000$9324/3.53,003120.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$998,500
Price / Sq Ft$417
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,394
Acres0.20 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Screen Enclosure
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address108 Oceans Edge Drive, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionOceans Edge
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size8,712 sq ft
Parcel Number0698110160
ZoningResidential

Amenities

AmenitiesGated
UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Primary Bathroom -Tub with Separate Shower, Primary Downstairs
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingElectric
CoolingElectric
FlooringCarpet, Wood
# of Stories2
LevelsTwo

Exterior

RoofShingle

Additional Information

Date ListedMay 8, 2026
Days on Market72
HOA Fees$417 / Quarterly
HOA FrequencyQuarterly
Tax Amount$9,995.84
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Oceans Edge

Oceans Edge is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Oceans Edge homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines