This home is in Seaside At Ponte Vedra Beach, Ponte Vedra Beach — a home near Ponte Vedra High School.
Active·53 days on market·Seaside At Ponte Vedra Beach
249 Patrick Mill Circle
Ponte Vedra Beach, FL 32082
About this home
Seaside At Ponte Vedra Beach
Back on the market through no fault of the seller! If you've been waiting for the right home in Ponte Vedra Beach, now is the time to take another look. Now offered at a new price with up to $10,000 toward the buyer's closing costs with an acceptable offer, this beautifully updated home offers the perfect combination of value, location, and lifestyle, including deeded private beach access just a short walk or bike ride away. Inside, you'll find a move-in-ready 3-bedroom, 2-bath home with a 2-car garage, featuring luxury vinyl plank flooring throughout the main living areas, brand-new carpet in the bedrooms, an updated kitchen, and a freshly renovated secondary bathroom. Every update has already been done, making it easy to settle in and start enjoying everything Ponte Vedra Beach has to offer.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $460,082 | $442,852 | — |
| 2024 | $415,529 | $402,593 | — |
| 2023 | $419,166 | $365,994 | — |
| 2022 | $398,101 | $332,722 | — |
| 2021 | $302,475 | $302,475 | — |
| 2020 | $290,981 | $290,981 | — |
2025 property taxes (current owner): $6,407/yr
Estimated taxes if purchased at asking price: ~$8,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 1992)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,784 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 13, 2026Price change$559,900−$5,000
- Jul 15, 2026Price change$564,900−$5,100
- Jun 21, 2026Listed$570,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Seaside At Ponte Vedra Beach
Seaside At Ponte Vedra Beach is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Seaside At Ponte Vedra Beach homes for sale →Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines