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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Seaside At Ponte Vedra Beach, Ponte Vedra Beach a waterfront home in Ponte Vedra Beach.

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Active·Listed today·Seaside At Ponte Vedra Beach

144 Crosstide Circle

Ponte Vedra Beach, FL 32082

$715,000$363/sqftEst. $3,680/moMLS# 2159886
3
Beds
2
Baths
1,969
Sq Ft
1996
Built
2
Garage
No
Pool

About this home

Seaside At Ponte Vedra Beach

Thoughtfully reimagined with an uncompromising attention to detail, this exceptional Seaside residence pairs sophisticated design with the relaxed elegance of Ponte Vedra Beach living. Set on a gorgeous waterfront lot, the home has been beautifully updated with elevated finishes, custom craftsmanship, and an impressive backyard setting. Inside, white oak flooring flows throughout, complemented by brand-new Andersen windows, custom wood trim, vaulted ceilings, designer accent walls, and high-end fixtures. The beautifully appointed kitchen is both refined and functional, featuring gold-streaked quartz countertops, custom soft-close cabinetry with thoughtfully designed storage, gold hardware, a ceramic farmhouse sink, Café appliances, a wine chiller, beverage station, and a custom pantry with pull-out shelving. The primary suite is a true retreat, complete with sliders opening directly to the backyard oasis. Its spa-inspired bath showcases custom floating vanities, designer tile, LED

Cost to own

Mortgage calculator

$715,000
$143,000
Loan Term
Monthly Payment
$3,680
Principal & Interest: $3,680
Property taxes (est.): $951
Insurance (est.): $477
Estimated Total Monthly
$5,108
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$3,680
Property taxesest. at asking price, St. Johns County$951
HOAbilled annually$85
Estimated total, before insurance$4,716/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,142/yr · $262/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,142/yr

Estimated taxes if purchased at asking price: ~$11,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 13, 2026Listed$715,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$715,000
Price / Sq Ft$363
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,969
Acres0.29 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address144 Crosstide Circle, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionSeaside At Ponte Vedra Beach
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size12,632.4 sq ft
Parcel Number0685630390

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesConvection Oven, Dishwasher, Disposal, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Spa FeaturesCommunity

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Glass Enclosed, Rear Porch
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 13, 2026
Days on Market0
HOA Fees$1,020 / Annually
HOA FrequencyAnnually
Tax Amount$3,142.24
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Seaside At Ponte Vedra Beach

Seaside At Ponte Vedra Beach is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Seaside At Ponte Vedra Beach homes for sale →

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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