This home is in Fairfield, Ponte Vedra Beach — a home near Ponte Vedra High School.
Active·73 days on market·Fairfield
838 Tournament Road
Ponte Vedra Beach, FL 32082
8 more homes for sale in Fairfield →Search Fairfield on the map
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About this home
Fairfield
NEW ROOF WILL BE INSTALLED PRIOR TO CLOSING (GAF Timberline HDZ 50 year Roof). This light-filled beautifully updated single story home in desirable gated Fairfield offers 3 bedrooms and 2 baths and is just moments from the beach, golf, restaurants & more. Spacious living areas, and an updated kitchen with abundant cabinetry flows seamlessly to private outdoor living. An extended covered patio overlooks picturesque lake views perfect for morning coffee or evening gatherings,. With its low-maintenance footprint, move-in ready condition, and exceptional value, this home presents a compelling opportunity for buyers seeking an entry into Ponte Vedra Beach living.
Next steps in Fairfield
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 1993)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,695 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $500,766 | $276,343 | — |
| 2024 | $469,432 | $267,847 | — |
| 2023 | $460,236 | $258,589 | — |
| 2022 | $409,256 | $237,546 | — |
| 2021 | $322,067 | $229,171 | — |
| 2020 | $308,728 | $225,317 | — |
2025 property taxes (current owner): $4,217/yr
Estimated taxes if purchased at asking price: ~$10,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 30, 2026Price change$640,000−$19,000
- May 1, 2026Listed$659,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $384/sq ft; this home is listed at $424/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 802 Tournament Road, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $495,000 | $375 | 2/2 | 1,321 | 4 | 0.1 |
| 111 Island Drive, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLC | Jun 2026 | $960,000 | $502 | 3/2.5 | 1,911 | 9 | 0.2 |
| 115 Island Drive, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORP | Jul 2025 | $560,000 | $384 | 3/2.5 | 1,457 | 13 | 0.2 |
| 7 Walkers Ridge Drive, Ponte Vedra Beach, FL 32082Listed by KEARNEY REAL ESTATE SERVICES, | Jul 2026 | $670,000 | $365 | 3/2 | 1,838 | 104 | 0.3 |
| 148 Willow Pond Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $450,000 | $254 | 3/2 | 1,770 | 10 | 0.3 |
| 7 Northgate Drive, Ponte Vedra Beach, FL 32082Listed by KEARNEY REAL ESTATE SERVICES, | Jul 2026 | $660,000 | $452 | 2/2 | 1,459 | 214 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA COASTAL REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Fairfield
Fairfield is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Fairfield homes for sale →Keep looking
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Pending109 Bay Hill CourtPonte Vedra Beach, FL 32082
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For Sale104 Bay Hill CourtPonte Vedra Beach, FL 32082
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines