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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

$437,500Sold3 bd · 2 ba · 1,754 sq ft

Sold·Closed Oct 19, 2026·100 days on market·Recent sales in Mandarin

12995 Mandarin Point Lane

Jacksonville, FL 32223

$437,500sold priceListed at $450,000 · 97.2% of asking$249/sqftMLS# 2153428
3
Beds
2
Baths
1,754
Sq Ft
1977
Built
1
Garage
No
Pool
FEMA Zone XNo HOA15,246 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Beautifully renovated brick home in the heart of historic Mandarin! This move-in-ready home blends timeless charm with modern style, featuring an open-concept floor plan, abundant natural light, an upgraded kitchen, and a cozy wood-burning fireplace. Enjoy peace of mind with the roof, HVAC, water heater, and electrical panel all less than 5 years old. Situated on a spacious .35-acre lot, the expansive backyard is perfect for entertaining or relaxing. Nestled in a quiet, established neighborhood just minutes from shopping, dining, and grocery stores, close by are two beautiful Mandarin parks. Offered fully furnished, this home is truly move-in ready and perfect as a primary residence, second home, or investment property. Buyer to verify square footage. Ask about our preferred membership offering to the Ponte Vedra Inn & Club and The Lodge as well as Epping Forest Yacht Club & The River Club.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$2,371
Property taxesest. at asking price, Duval County$716
Estimated total, before insurance$3,087/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,130/yr · $511/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1977)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $387,000 in January 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$340,676$289,265—
2025$323,861$323,861—
2024$324,661$244,018▲ $1,573
2023$339,499$235,455▲ $41,541
2022$288,023$227,141▲ $58,040
2021$201,080$201,080▲ $10,000
2020$186,503$184,882▲ $18,000

2025 property taxes (current owner): $6,130/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 19, 2026Closed$450,000
  • Oct 12, 2026Pending$450,000
  • Oct 1, 2026Price change$450,000−$19,000
  • Aug 24, 2026Price change$469,000−$11,000
  • Jul 2, 2026Listed$480,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $252/sq ft; this home is listed at $249/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11774 Mandarin Forest Drive, Jacksonville, FL 32223Listed by REMAX WELCOME HOMESep 2026$505,000$2723/21,85840.2
12911 Silver Oak Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS ST JOHNSAug 2026$445,000$2464/21,80820.2
1407 Rivergate Drive, Jacksonville, FL 32223Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$535,000$2523/2.52,127540.3
13112 Mandarin Road, Jacksonville, FL 32223Listed by WATSON REALTY CORPAug 2026$403,000$2353/21,717140.4
1753 Rising Oaks Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY AT THE LAKESJul 2026$525,000$2543/22,065120.7
1770 Providence Hollow Lane, Jacksonville, FL 32223Listed by MOMENTUM REALTYOct 2026$475,000$2094/2.52,27731.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$450,000
Price / Sq Ft$257
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,754
Acres0.35 acres
Year Built1977
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address12995 Mandarin Point Lane, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionMandarin Point
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size15,246 sq ft
Parcel Number1057441122

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered, Front Porch, Patio
FencingFenced, Back Yard
RoofShingle
ConstructionBlock, Brick Veneer, Concrete
Other StructuresShed(s)

Additional Information

Date ListedJuly 2, 2026
Days on Market100
Tax Amount$6,129.68
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Sold by: PONTE VEDRA CLUB REALTY, INC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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