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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Durbin Crossing, Jacksonville — a home near Creekside High School.

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Sold

Sold·Closed Sep 21, 2026·3 days on market·Recent sales in Durbin Crossing·Durbin Crossing

495 Richmond Drive

Jacksonville, FL 32259

$290,000sold priceListed at $295,000 · 98.3% of asking$189/sqftMLS# 2162558
3
Beds
2.5
Baths
1,531
Sq Ft
2017
Built
2
Garage
No
Pool

28 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map

FEMA Zone XHOA $235/moSingle Family Residence2 stories

About this home

Durbin Crossing

Welcome home to this beautiful, newer 3-bedroom, 2.5-bath townhome in highly desirable St. Johns County, Florida! Offering 1,531 sq. ft. of bright, modern living space, this move-in-ready home combines comfort, style, and convenience. The open-concept main level is perfect for entertaining, with a spacious living area and well-appointed kitchen featuring a range/oven and refrigerator. Upstairs, enjoy generously sized bedrooms plus the convenience of an in-home washer and dryer. Ideally located near shopping, dining, recreation, and top-rated St. Johns County schools, with easy access to I-95 and I-295 for commuting to Jacksonville, St. Augustine, and surrounding areas. Whether you're a first-time homebuyer, relocating to Northeast Florida, or looking for low-maintenance living, this St. Johns townhome is a must-see. Schedule your private showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,594
Property taxesest. at asking price, St. Johns County$386
HOAbilled monthly$235
Estimated total, before insurance$2,215/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 21, 2026Closed$295,000
  • Sep 1, 2026Active Under Contract$295,000
  • Aug 29, 2026Listed$295,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $193/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
176 S Arabella Way, Jacksonville, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$396,000$2543/21,562380.4
4532 Comanche Trail Boulevard, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSSep 2026$444,900$2543/21,75350.7
4569 Comanche Trail Boulevard, St. Johns, FL 32259Listed by WATSON REALTY CORPSep 2026$415,000$2553/21,628330.7
257 Johns Glen Drive, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$395,000$2013/21,966150.7
177 Southern Grove Drive, St. Johns, FL 32259Listed by TAH FLORIDA LLCSep 2026$330,000$2213/21,4961190.8
4248 Leaping Deer Lane, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$480,000$2423/21,985810.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$295,000
Price / Sq Ft$193
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,531
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address495 Richmond Drive, Jacksonville, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionDurbin Crossing
CityJacksonville
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0264031440
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Fitness Center, Pickleball, Playground
Community FeaturesSidewalks
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage
ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo

Exterior

Exterior FeaturesTennis Court(s)
Lot DescriptionCorner Lot
Patio / PorchPorch
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedAugust 29, 2026
Days on Market3
HOA Fees$235 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesTrash
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REMAX WELCOME HOME

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Durbin Crossing

Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Durbin Crossing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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