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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St Johns Forest, Jacksonville — a home near Beachside High School.

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Sold

Sold·Closed Aug 14, 2026·38 days on market·Recent sales in St Johns Forest·St Johns Forest

176 S Arabella Way

Jacksonville, FL 32259

$396,000sold priceListed at $419,000 · 94.5% of asking$254/sqftMLS# 2148398
3
Beds
2
Baths
1,562
Sq Ft
2009
Built
2
Garage
No
Pool

9 more homes for sale in St Johns Forest →Search St Johns Forest on the map

FEMA Zone XHOA $247/mo12,197 sqft lotSingle Family Residence1 story

About this home

St Johns Forest

Best priced former Model home to sell in the highly sought-after gated community of St Johns Forest. Featured a manned gate guard entrance, beautiful resort-style amenities and internet included in the HOA fee! Offering this 3 bedroom, 2 bath , immaculately taken care of home , sitting on a beautiful preserve lot. Gas stove and cooktop, gas water heater and gas fireplace. Spacious split bedroom floor plan. Garden tub ,Breakfast bar, all appliances included. Washer and Dryer 2026 new. AC new 2024. Microwave new 23/24, Roof 2009, Seller will negotiate to put on a new roof. Sprinklers with irrigation meter. A -Plus Schools. Part of Cdd paid, small portion yearly to pay. HOA paid quarterly. Stunning 5,200-square-ft clubhouse. Monthly Social Events calendar. Award winning amenities including a sparkling resort style swimming pool with fountains and a two story slide rising 17 feet above pool level.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,193
Property taxesest. at asking price, St. Johns County$527
HOAbilled quarterly$247
Estimated total, before insurance$2,968/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,350/yr · $446/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$396,000
$79,200
Loan Term
Monthly Payment
$2,193
Principal & Interest: $2,193
Property taxes (est.): $527
Insurance (est.): $264
Estimated Total Monthly
$2,984
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2009 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$355,840$316,280—
2024$357,122$287,527—
2023$359,618$261,388—
2022$298,097$237,625—
2021$216,023$216,023—
2020$197,194$197,194—

2025 property taxes (current owner): $5,350/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 15, 2026Closed$419,000
  • Jul 11, 2026Pending$419,000
  • Jun 3, 2026Listed$419,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $268/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
152 Berot Circle, St. Johns, FL 32259Listed by DOGWOOD REALTYJul 2026$435,000$2143/22,029260.2
257 Johns Glen Drive, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$395,000$2013/21,966150.3
177 Southern Grove Drive, St. Johns, FL 32259Listed by TAH FLORIDA LLCSep 2026$330,000$2213/21,4961190.4
495 Richmond Drive, Jacksonville, FL 32259Listed by REMAX WELCOME HOMESep 2026$290,000$1893/2.51,53130.4
136 Southern Grove Drive, St. Johns, FL 32259Listed by LPT REALTY LLCJun 2026$320,000$1863/21,7223940.5
4532 Comanche Trail Boulevard, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSSep 2026$444,900$2543/21,75350.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$419,000
Price / Sq Ft$268
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,562
Total Structure Area2,243 sq ft
Acres0.28 acres
Year Built2009
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesNorth

School Information

Community Information

Address176 S Arabella Way, Jacksonville, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionSt Johns Forest
CityJacksonville
CountySt. Johns
StateFL
Zip Code32259
Lot Size12,196.8 sq ft
Lot Dimensions60 X 120
Parcel Number0263340550
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Playground, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityGated with Guard, Security System Owned

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Porch
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJune 3, 2026
Days on Market38
HOA Fees$742 / Quarterly
HOA FrequencyQuarterly
HOA NameFreedom Community Management
HOA Fee IncludesInternet
Tax Amount$5,350.01
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About St Johns Forest

St Johns Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all St Johns Forest homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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