This home is in St Johns Forest, Jacksonville.

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Pending

Pending·44 days on market·St Johns Forest

176 S Arabella Way

Jacksonville, FL 32259

$419,000$268/sqftEst. $2,230/moMLS# 2148398

Beds

Baths

1,562

Sq Ft

2009

Built

Garage

Pool

About this home

St Johns Forest

Best priced former Model home to sell in the highly sought-after gated community of St Johns Forest. Featured a manned gate guard entrance, beautiful resort-style amenities and internet included in the HOA fee! Offering this 3 bedroom, 2 bath , immaculately taken care of home , sitting on a beautiful preserve lot. Gas stove and cooktop, gas water heater and gas fireplace. Spacious split bedroom floor plan. Garden tub ,Breakfast bar, all appliances included. Washer and Dryer 2026 new. AC new 2024. Microwave new 23/24, Roof 2009, Seller will negotiate to put on a new roof. Sprinklers with irrigation meter. A -Plus Schools. Part of Cdd paid, small portion yearly to pay. HOA paid quarterly. Stunning 5,200-square-ft clubhouse. Monthly Social Events calendar. Award winning amenities including a sparkling resort style swimming pool with fountains and a two story slide rising 17 feet above pool level.

Cost to own

Mortgage calculator

Home Price

$419,000

Down Payment: 20%

$83,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,130

Principal & Interest: $2,130

Est. Taxes & Insurance: $532

Estimated Total Monthly

$2,662

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,230

Property taxesest. at asking price, St. Johns County$558

HOAbilled quarterly$247

Estimated total, before insurance$3,035/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$355,840	$316,280	—
2024	$357,122	$287,527	—
2023	$359,618	$261,388	—
2022	$298,097	$237,625	—
2021	$216,023	$216,023	—
2020	$197,194	$197,194	—

2025 property taxes (current owner): $5,350/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2009 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 11, 2026Pending$419,000
Jun 3, 2026Listed$419,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$419,000

Price / Sq Ft$268

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,562

Total Structure Area2,243 sq ft

Acres0.28 acres

Year Built2009

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Direction FacesNorth

School Information

ElementaryLiberty Pines Academy

MiddleLiberty Pines Academy

HighBeachside

Community Information

Address176 S Arabella Way, Jacksonville, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionSt Johns Forest

CityJacksonville

CountySt. Johns

StateFL

Zip Code32259

Lot Size12,196.8 sq ft

Lot Dimensions60 X 120

Parcel Number0263340550

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Playground, Tennis Court(s)

UtilitiesCable Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewProtected Preserve, Trees/Woods