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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns.

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Sold

Sold·Closed Sep 25, 2026·119 days on market·Recent sales in St. Johns County

177 Southern Grove Drive

St. Johns, FL 32259

$330,000sold priceListed at $334,900 · 98.5% of asking$221/sqftMLS# 2139596
3
Beds
2
Baths
1,496
Sq Ft
1996
Built
2
Garage
No
Pool
FEMA Zone AHOA $51/moSingle Family Residence1 story

About this home

St. Johns

This is your chance to own an updated, move-in ready home in one of the best price points in St. John's County! Located in one of the top school districts in the area, this home also provides easy access to all major highways, local dining and entertainment, golf and more. This home boasts brand new flooring, fresh paint interior and exterior, and new quartz kitchen countertops to match the modern stainless steel appliances. The primary bed/bath has ample space in the walk-in closet, dual sinks and warm new carpet. The backyard is a mini oasis with an extended patio and no rear neighbors! Brand new HVAC as well. Schedule today! Some images in this listing have been virtually staged.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,828
Property taxesest. at asking price, St. Johns County$439
HOAbilled annually$51
Estimated total, before insurance$2,318/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$330,000
$66,000
Loan Term
Monthly Payment
$1,828
Principal & Interest: $1,828
Property taxes (est.): $439
Insurance (est.): $220
Estimated Total Monthly
$2,487
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,627 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$315,291$303,689—
2024$318,605$276,081—
2023$302,318$250,983—
2022$266,932$228,166—
2021$210,978$207,424—
2020$188,567$188,567—

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 29, 2026Closed$334,900
  • Aug 21, 2026Pending$334,900
  • Aug 11, 2026Active$334,900
  • Jul 30, 2026Pending$334,900
  • Jul 24, 2026Price change$334,900−$5,000
  • Jul 20, 2026Active$339,900
  • Jul 17, 2026Pending$339,900
  • Jul 10, 2026Price change$339,900−$15,000
  • Apr 11, 2026Listed$354,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $224/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
136 Southern Grove Drive, St. Johns, FL 32259Listed by LPT REALTY LLCJun 2026$320,000$1863/21,7223940.1
176 S Arabella Way, Jacksonville, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$396,000$2543/21,562380.4
809 S Edenbridge Way, St. Augustine, FL 32092Listed by THE WILKINS WAYJul 2026$385,000$2283/21,68700.5
4532 Comanche Trail Boulevard, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSSep 2026$444,900$2543/21,75350.6
972 Beckingham Drive, St. Augustine, FL 32092Listed by WATSON REALTY CORPOct 2025$405,000$2413/21,680500.6
4569 Comanche Trail Boulevard, St. Johns, FL 32259Listed by WATSON REALTY CORPSep 2026$415,000$2553/21,628330.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$334,900
Price / Sq Ft$224
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,496
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address177 Southern Grove Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionSouthern Grove
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0264010340

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond

Interior

Interior FeaturesBreakfast Bar, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingAttic Fan, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 11, 2026
Days on Market119
HOA Fees$614 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TAH FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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