Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Barden Estates, St. Johns — a waterfront home in St. Johns County.

Active

Active·56 days on market·Barden Estates

0 Fruit Cove Road N

St. Johns, FL 32259

$1,807,980$783/sqftEst. $9,936/mo mortgageMLS# 2162522
3
Beds
3.5
Baths
2,309
Sq Ft
2026
Built
2
Garage
No
Pool

All Barden Estates homes for sale →Search Barden Estates on the map

FEMA Zone XNo HOA1.58 acresWaterfrontSingle Family Residence2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Barden Estates

( WALK THE LOTS OPEN HOUSE: 10/24 11am to 1pm ) Choose from one of Adele Designer Homes beautiful floor plans to design your next home, or we can customize one of your own. All homes include high ceilings & 8' doors, oversized windows, custom 42'' cabinets with soft-close drawers and crown molding, quartz countertops, wood flooring, stainless appliances, deluxe master bathroom, walk-in closets, 4'' door casing, a $100,000 lot prep allowance, and much more. Photos are of past homes to showcase included features and available finishes. All floor plans available to view on builder website. Adjacent lots also for sale if you need a larger piece of land for your dream estate.Both parcels have canal access to Julington Creek MLS#2157035. Zoned OR RES-A one unit per acre. NO HOA/CDD

Next steps in Barden Estates

FollowNew Barden Estates homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$9,936
Property taxesest. at asking price, St. Johns County$2,406
Estimated total, before insurance$12,341/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,807,980
$361,596
Loan Term
Monthly Payment
$9,936
Principal & Interest: $9,936
Property taxes (est.): $2,406
Insurance (est.): $1,205
Estimated Total Monthly
$13,547
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~832 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:35 AM, sunset 6:46 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Aug 29, 2026Listed$1,807,980

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $783/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1304 Honeysuckle Drive, Jacksonville, FL 32259Listed by THE LEGENDS OF REAL ESTATESep 2026$726,100$2645/32,74731.2
153 Bartram Parke Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYSep 2026$555,355$2464/22,253921.3
1014 Fruit Cove Road, Fruit Cove, FL 32259Listed by SERVICE REALTY, LLCSep 2026$580,000$2274/32,552651.3
1100 Creekwood Way N, St. Johns, FL 32259Listed by HANEY SIGNATURE REALTY LLCAug 2026$739,000$2744/32,700151.4
12432 Muscovy Drive, Jacksonville, FL 32223Listed by DOGWOOD REALTYOct 2026$399,000$2203/21,813311.5
1154 Linwood Loop, St. Johns, FL 32259Listed by MARK SPAIN REAL ESTATEOct 2026$480,000$2173/22,208531.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,807,980
Price / Sq Ft$783
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,309
Acres1.58 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionTo Be Built
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes
Direction FacesWest

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address0 Fruit Cove Road N, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionBarden Estates
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size68,824.8 sq ft
Lot Dimensions132x427
Parcel Number0050100000
ZoningSingle Family

Amenities

UtilitiesOther
Water SourceOther
ParkingOther
ViewTrees/Woods
Waterfront TypeCreek

Interior

AppliancesOther
CoolingOther
# of Stories2
LevelsTwo

Exterior

Lot DescriptionMany Trees, Wetlands, Wooded
Other StructuresOther
Road SurfaceConcrete
Road FrontageCity Street

Additional Information

Date ListedAugust 29, 2026
Days on Market91
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Barden Estates

Barden Estates is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Barden Estates homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/24/2026

11:00 am - 1:00 pm