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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a pool home in St. Johns County.

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Active

Active·167 days on market

1570 Scottridge Lane

St. Johns, FL 32259

$1,800,000$347/sqftEst. $9,970/moMLS# 2142835
6
Beds
5
Baths
5,181
Sq Ft
1992
Built
5
Garage
Yes
Pool
FEMA Zone XNo HOA2.89 acresSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Johns

Welcome to nearly three acres of manicured grounds featuring a 5,181-sq-ft single-level brick home with a metal roof for low-maintenance living. The layout includes two primary suites and an additional ensuite bedroom for six bedrooms and 4.5+ baths in total, ideal for multigenerational living or flexible use as two connected private spaces. Set at the end of a quiet cul-de-sac in a private equestrian enclave, the property supports a rural lifestyle with room for animals and frequent wildlife sightings. Upgrades include two indoor gourmet kitchens, an outdoor kitchen, spa-like baths, and a screened lanai with a heated pool. Inside, dual living areas with fireplaces and abundant natural light create a warm, open feel with seamless indoor-outdoor flow. A detached climate-controlled three-car garage (ICF-built) adds space for a workshop or gym, plus ample storage solutions.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,970
Property taxesest. at asking price, St. Johns County$2,395
Estimated total, before insurance$12,365/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$17,202/yr · $1,434/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,800,000
$360,000
Loan Term
Monthly Payment
$9,970
Principal & Interest: $9,970
Property taxes (est.): $2,395
Insurance (est.): $1,200
Estimated Total Monthly
$13,565
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,713 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,515,000 in August 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,291,168$1,240,446—
2024$1,273,213$1,220,244—
2023$1,233,247$1,183,247—
2022$746,713$584,885—
2021$592,900$542,087—
2020$446,890$396,185—

2025 property taxes (current owner): $17,202/yr

Estimated taxes if purchased at asking price: ~$28,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Apr 30, 2026Listed$1,800,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $273/sq ft; this home is listed at $347/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
106 Villa Sovana Court, St. Johns, FL 32259Listed by NEXTHOME FIRST COASTNov 2025$1,400,000$3315/5.54,2342101.1
1128 Mill Creek Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSJan 2026$1,440,000$2735/4.55,28001.2
1145 Dover Drive, St. Johns, FL 32259Listed by MOMENTUM REALTYNov 2025$695,000$1884/3.53,690391.2
275 Ranch Land Circle, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$840,000$2185/4.53,8601081.7
1672 Inkberry Lane, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSJun 2026$987,037$2285/44,33731.7
137 Tradesman Lane, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJun 2026$1,095,000$2775/3.53,959301.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,800,000
Price / Sq Ft$347
Bedrooms6
Bathrooms5.00
Full Baths4
Half Baths2
Square Footage5,181
Acres2.89 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Ranch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages5
# of Carport Spaces1
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Heated, Screen Enclosure, Solar Heat
Is WaterfrontNo

School Information

Zoned elementaryHickory Creek Elementary
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryHickory Creek
Reported middleSwitzerland Point
Reported highBartram Trail
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address1570 Scottridge Lane, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionScottridge Estates
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size125,888.4 sq ft
Parcel Number0035510030

Amenities

UtilitiesElectricity Connected, Propane
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached, Detached, Detached Carport, Garage, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Multi Units, Split System
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces2
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Lower Level
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Patio, Porch
FencingOther, Cross Fenced, Full, Wood
RoofMetal
ConstructionBrick, Frame
Other StructuresOutdoor Kitchen, Shed(s), Stable(s)
Road SurfaceAsphalt

Additional Information

Date ListedApril 30, 2026
Days on Market78
Tax Amount$17,202.39
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

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20+ years · 500+ closings · NE Florida

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