Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverside At Rivertown, St. Johns — a pool home in St. Johns County.

Photo 1 / 56
Active

$1,575,0004 bd · 4.5 ba · 3,724 sq ft

Active·46 days on market·Riverside At Rivertown

237 Fells Cove

St. Johns, FL 32259

$1,575,000$423/sqftEst. $8,587/mo mortgageMLS# 2164536
↓ $75,000 below original list
4
Beds
4.5
Baths
3,724
Sq Ft
2020
Built
3
Garage
Yes
Pool

All Riverside At Rivertown homes for sale →Search Riverside At Rivertown on the map

FEMA Zone XHOA $200/mo0.57 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Riverside At Rivertown

''FIVE STAR RESORT-LIKE OUTDOOR LIVING SPACE'' complements this custom residence within an outstanding 21 home gated community at Riverside at Rivertown! The community features estate-like custom homes with 1/2 acre+ lots. The home features over $250k in post-construction upgrades, including a stunning saltwater pool/spa with lounge seating, an outdoor wood burning fireplace, full summer kitchen, Indoor/Outdoor Premium Sonos Sound System, 24k Whole House Generac. Beautifully landscaped lawn with accent lighting. Interior features include wood floors, plantation shutters, custom built-ins, extensive trim, coffered ceiling, custom closets, bedroom suites with private baths, upgraded lighting and laundry with new comfort height LG washer and dryer. Chef's dream kitchen features Thermador appliances, farm sink, walk-in pantry, quartz, and custom cabinetry. Private owners wing features bay window, tray ceiling, his and hers closets, dressing mirror, free standing tub and door to lanai.

Next steps in Riverside At Rivertown

FollowNew Riverside At Rivertown homes the day they list, by email · free

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$8,587
Property taxesest. at asking price, St. Johns County$2,096
HOAbilled annually$200
Estimated total, before insurance$10,883/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,965/yr · $747/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,575,000
$315,000
Loan Term
Monthly Payment
$8,587
Principal & Interest: $8,587
Property taxes (est.): $2,096
Insurance (est.): $1,050
Estimated Total Monthly
$11,733
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,528 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard and pool on the southeast side. Today at this address: sunrise 6:41 AM, sunset 5:39 PM.

  • A pool here gets good sun without the hottest afternoon exposure.
  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,965/yr

Estimated taxes if purchased at asking price: ~$25,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 23, 2026Price change$1,575,000−$75,000
  • Sep 17, 2026Active$1,650,000
  • Sep 11, 2026Listed$1,650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $423/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
373 Wambaw Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSOct 2026$665,000$2234/2.52,987390.3
3622 State Road 13 N, St. Johns, FL 32259Listed by COMPASS FLORIDA LLCSep 2026$1,650,000$3605/5.54,579150.3
48 Riva Ridge Place, St. Johns, FL 32259Listed by ERA ONETEAM REALTYJul 2026$610,000$1933/3.53,161500.4
398 Wambaw Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYJul 2026$650,000$1845/4.53,528230.4
165 High Brush Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,000,000$2914/3.53,436560.7
139 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$650,000$2144/2.53,036200.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,575,000
Price / Sq Ft$423
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,724
Total Structure Area5,307 sq ft
Acres0.57 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced, Heated, Salt Water
Is WaterfrontNo
Gated CommunityYes
Direction FacesNorthwest

School Information

Zoned elementaryHallowes Cove Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryHallowes Cove Academy
Reported middleHallowes Cove Academy
Reported highBartram Trail
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address237 Fells Cove, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRiverside At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size24,829.2 sq ft
Lot Dimensions62x164x198x209
Parcel Number0007110160
ZoningResidential

Amenities

AmenitiesOther
Community FeaturesStreet Lights, Gated
UtilitiesCable Available, Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener, Gated
ViewRiver, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Smart Home, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Stone, Tile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesFree Standing, Gas, Outside, Wood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink, Washer Hookup
Security24 Hour Security, Security Lights, Smoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionCul-De-Sac, Dead End Street, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch
FencingOther, Back Yard
RoofShingle
ConstructionFiber Cement
Road SurfacePaved
Road FrontageState Road

Additional Information

Date ListedSeptember 17, 2026
Days on Market46
HOA Fees$2,400 / Annually
HOA FrequencyAnnually
HOA NameRiverside at Rivertown Homeowners Assn.
HOA Fee IncludesMaintenance Grounds, Other
Tax Amount$8,964.8
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: US REALTY HUB

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverside At Rivertown

Riverside At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Riverside At Rivertown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines