This home is in Riverside At Rivertown, St. Johns — a pool home in St. Johns County.
$1,575,0004 bd · 4.5 ba · 3,724 sq ft
Active·46 days on market·Riverside At Rivertown
237 Fells Cove
St. Johns, FL 32259
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About this home
Riverside At Rivertown
''FIVE STAR RESORT-LIKE OUTDOOR LIVING SPACE'' complements this custom residence within an outstanding 21 home gated community at Riverside at Rivertown! The community features estate-like custom homes with 1/2 acre+ lots. The home features over $250k in post-construction upgrades, including a stunning saltwater pool/spa with lounge seating, an outdoor wood burning fireplace, full summer kitchen, Indoor/Outdoor Premium Sonos Sound System, 24k Whole House Generac. Beautifully landscaped lawn with accent lighting. Interior features include wood floors, plantation shutters, custom built-ins, extensive trim, coffered ceiling, custom closets, bedroom suites with private baths, upgraded lighting and laundry with new comfort height LG washer and dryer. Chef's dream kitchen features Thermador appliances, farm sink, walk-in pantry, quartz, and custom cabinetry. Private owners wing features bay window, tray ceiling, his and hers closets, dressing mirror, free standing tub and door to lanai.
Next steps in Riverside At Rivertown
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,528 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (middle)about 19 mi · 80 parking spaces
Closest park or preserve
Alpine Groves Park7 min drive · 1 mi of trails
Closest public boat ramp
Governor's Creek Public Boat Rampabout 3 mi · St. Johns River
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launchabout 4 mi · St. Johns River
Closest youth league fields
Rivertown II Athletic Complex3 min drive · Soccer, Baseball, Basketball, Football, Pickleball, Softball
Closest grocery store
Publix11 min drive · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard and pool on the southeast side. Today at this address: sunrise 6:41 AM, sunset 5:39 PM.
- A pool here gets good sun without the hottest afternoon exposure.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $8,965/yr
Estimated taxes if purchased at asking price: ~$25,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 23, 2026Price change$1,575,000−$75,000
- Sep 17, 2026Active$1,650,000
- Sep 11, 2026Listed$1,650,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $423/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 373 Wambaw Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTS | Oct 2026 | $665,000 | $223 | 4/2.5 | 2,987 | 39 | 0.3 |
| 3622 State Road 13 N, St. Johns, FL 32259Listed by COMPASS FLORIDA LLC | Sep 2026 | $1,650,000 | $360 | 5/5.5 | 4,579 | 15 | 0.3 |
| 48 Riva Ridge Place, St. Johns, FL 32259Listed by ERA ONETEAM REALTY | Jul 2026 | $610,000 | $193 | 3/3.5 | 3,161 | 50 | 0.4 |
| 398 Wambaw Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $650,000 | $184 | 5/4.5 | 3,528 | 23 | 0.4 |
| 165 High Brush Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $1,000,000 | $291 | 4/3.5 | 3,436 | 56 | 0.7 |
| 139 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Sep 2026 | $650,000 | $214 | 4/2.5 | 3,036 | 20 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: US REALTY HUB
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Riverside At Rivertown
Riverside At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.
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Your Local Realtor

Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

