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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a pool home in St. Johns County.

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Sold

Sold·Closed Aug 31, 2026·15 days on market·Recent sales in St. Johns County

1100 Creekwood Way N

St. Johns, FL 32259

$739,000sold priceListed at $759,000 · 97.4% of asking$274/sqftMLS# 2154938
4
Beds
3
Baths
2,700
Sq Ft
1995
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $16/mo0.88 acresSingle Family Residence1 story

About this home

St. Johns

Welcome to this beautifully updated 4-bedroom, 3-bathroom pool home in the highly desirable Cunningham Creek Estates! Situated on a spacious corner lot, this move-in ready home offers a desirable split-bedroom floor plan, abundant natural light, and quality updates throughout. The kitchen is equipped with stainless steel appliances, including a double oven, microwave, dishwasher, disposal, and a new Samsung Smart refrigerator. Flooring features engineered hardwood throughout the main living areas with tile in all bathrooms. Enjoy peace of mind with extensive recent improvements, including a complete HVAC system replacement (Sept. 2024), all new Low-E energy-efficient windows, a new front door, and an oversized sliding glass door (Oct. 2024), a full roof replacement (Nov. 2025), and new gutters (May 2026). The enlarged rear slider creates a seamless transition to the incredible outdoor living space, where you'll find a beautiful pool and plenty of room to relax and entertain year round.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,093
Property taxesest. at asking price, St. Johns County$983
HOAbilled annually$16
Estimated total, before insurance$5,093/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,587/yr · $382/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$739,000
$147,800
Loan Term
Monthly Payment
$4,093
Principal & Interest: $4,093
Property taxes (est.): $983
Insurance (est.): $493
Estimated Total Monthly
$5,569
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,663 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,587/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 1, 2026Closed$759,000
  • Jul 17, 2026Active Under Contract$759,000
  • Jul 10, 2026Listed$759,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $281/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1204 Cunningham Creek Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$600,000$2584/32,32820.5
1014 Fruit Cove Road, Fruit Cove, FL 32259Listed by SERVICE REALTY, LLCSep 2026$580,000$2274/32,552650.6
1304 Honeysuckle Drive, Jacksonville, FL 32259Listed by THE LEGENDS OF REAL ESTATESep 2026$726,100$2645/32,74730.7
1309 Hideaway Drive S, St. Johns, FL 32259Listed by WATSON REALTY CORPSep 2026$680,000$2404/32,839800.9
405 Lolly Lane, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$478,000$2204/22,17000.9
1105 Hideaway Drive N, St. Johns, FL 32259Listed by NON MLS (realMLS)Aug 2026$829,000$2844/32,91800.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$759,000
Price / Sq Ft$281
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,700
Acres0.88 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address1100 Creekwood Way N, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionCunningham Creek
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size38,332.8 sq ft
Parcel Number0105301130

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingRV Access/Parking
ViewPool, Trees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Open Floorplan, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecurityFire Alarm

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCleared, Dead End Street, Sprinklers In Front, Sprinklers In Rear
FencingBack Yard
RoofShingle
ConstructionStucco
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedJuly 11, 2026
Days on Market15
HOA Fees$190 / Annually
HOA FrequencyAnnually
Tax Amount$4,587.42
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HANEY SIGNATURE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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