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This home is in Del Webb Nocatee, Ponte Vedra — a pool home in Nocatee.

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Active

Active·45 days on market·Del Webb Nocatee

490 Timber Light Trail

Ponte Vedra, FL 32081

$749,900$460/sqftEst. $3,867/moMLS# 2152071

Beds

Baths

1,629

Sq Ft

2024

Built

Garage

Yes

Pool

About this home

Del Webb Nocatee

PARADISE FOUND! This exceptional Prosperity model is centered around one of the most spectacular outdoor living spaces you'll find. Situated on a large, private preserve homesite, this property offers the ultimate combination of luxury, privacy, and year-round Florida living.The backyard is truly the star of the show, featuring a stunning heated saltwater pool with a built-in hot tub, surrounded by beautiful travertine pavers and peaceful preserve views. Whether you're enjoying your morning coffee, hosting friends for happy hour, or unwinding after a long day, this outdoor oasis delivers the resort-style lifestyle you've been dreaming of. The expansive screened lanai is designed for both comfort and entertaining, complete with electric shades, ceiling fans, and a fully equipped outdoor kitchen. The private preserve backdrop creates a serene setting rarely found, making this outdoor space feel like your own personal retreat. Inside, the home continues to impress with LVP flooring

Cost to own

Mortgage calculator

Home Price

$749,900

Down Payment: 20%

$149,980

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,867

Principal & Interest: $3,867

Property taxes (est.): $998

Insurance (est.): $500

Estimated Total Monthly

$5,365

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,867

Property taxesest. at asking price, St. Johns County$998

HOAbilled monthly$344

Estimated total, before insurance$5,209/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,275/yr · $773/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $577,200 in July 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$538,930	$483,208	—
2024	$150,000	$143,000	—
2023	$130,000	$130,000	—

2025 property taxes (current owner): $9,275/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 24, 2026Listed$749,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$749,900

Price / Sq Ft$460

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,629

Acres0.16 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Fenced, Heated, Salt Water, Waterfall

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

Community Information

Address490 Timber Light Trail, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionDel Webb Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size6,969.6 sq ft

Parcel Number0721110710

Amenities

AmenitiesPool, Other, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Management- On Site, Pickleball, Security, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink, Washer Hookup

SecurityGated with Guard, Smoke Detector(s)

Spa FeaturesIn Ground, Heated, Community, Private