Active·16 days on market
96095 Gravel Creek Dr Drive
Yulee, FL 32097
About this home
Yulee
LIVE WHERE OTHERS DREAM OF VACATIONING! Nestled in the heart of coastal Nassau County, just minutes from Amelia Island's pristine beaches, luxury resorts, scenic marshes, and historic Fernandina Beach, this private estate offers the perfect blend of small-town charm, coastal living, and modern convenience. PRIVATE ESTATE SETTING - Tucked away on a beautifully landscaped 0.51-acre homesite, this custom-built Arnett Builders home features 3 bedrooms, 2 bathrooms, a dedicated office/flex room, and approximately 2,109 square feet of living space. A long driveway lined with mature Crape Myrtle trees leads to a beautifully maintained brick home set well back from the road, creating exceptional curb appeal and privacy. INTERIOR FEATURES - Built in 2014 by the original owners, the home offers a desirable split-bedroom floor plan, vaulted ceilings, engineered hardwood flooring, recent luxury vinyl plank flooring, crown molding, and elegant wainscoting in the dining room and office.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,762 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 26, 2026Price change$568,000−$20,000
- Aug 21, 2026Listed$588,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: PORZIG REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines