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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Heron Isles, Yulee — a home near Yulee High School.

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Sold

Sold·Closed Aug 7, 2026·234 days on market·Recent sales in Heron Isles·Heron Isles

97519 Albatross Drive

Yulee, FL 32097

$365,000sold priceListed at $374,000 · 97.6% of asking$183/sqftMLS# 2118325
4
Beds
2
Baths
1,997
Sq Ft
2018
Built
2
Garage
No
Pool

7 more homes for sale in Heron Isles →Search Heron Isles on the map

FEMA Zone XHOA $8/mo9,087 sqft lotSingle Family Residence1 story

About this home

Heron Isles

This beautiful 4-bedroom, 2-bath home sits on a desirable corner lot and offers nearly 2,000 sq ft of move-in-ready living space with vaulted ceilings. The chef's kitchen features stainless steel appliances, a center island, and quartz countertops, all flowing into an open, split-floorplan ideal for modern living. The private primary suite includes an ensuite bath and a spacious walk-in closet. Enjoy the fully fenced backyard with a screened lanai and a 4-seat hot tub—perfect for relaxing or entertaining. Additional highlights include a two-car garage and a prime location near grocery stores, dining, and shopping. This home offers the perfect blend of comfort, style, and everyday convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,022
Property taxesest. at asking price, Nassau County$504
HOAbilled annually$8
Estimated total, before insurance$2,534/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,741/yr · $312/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$365,000
$73,000
Loan Term
Monthly Payment
$2,022
Principal & Interest: $2,022
Property taxes (est.): $504
Insurance (est.): $243
Estimated Total Monthly
$2,769
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,737 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai; a pool here trades warmth for comfort.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$332,423$171,164▲ $2,994
2024$319,594$162,723—
2023$326,864$156,527—
2022$260,304$150,512—
2021$212,597$144,672—
2020$197,647$141,984—

2024 property taxes (current owner): $3,741/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 7, 2026Closed$374,000
  • Jul 9, 2026Pending$374,000
  • Jun 17, 2026Listed$374,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $187/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
97500 Albatross Drive, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJul 2026$335,000$1295/32,595800
94011 Last Lane, Yulee, FL 32097Listed by ENTERA REALTY LLCSep 2026$299,900$1984/21,514550.1
97564 Albatross Drive, Yulee, FL 32097Listed by SHRIMP CAPITAL REALTYAug 2026$368,000$1844/21,9972350.1
96069 Breezeway Court, Yulee, FL 32097Listed by REDFIN CORPORATIONSep 2026$550,000$2214/32,494360.5
96077 Out Creek Way, Yulee, FL 32097Listed by DIAMOND REALTY GROUP OF AMELIA ISLANDAug 2026$335,000$2233/21,504120.5
96034 Bass Lane, Yulee, FL 32097Listed by PREMIER COASTAL PROPERTIES, LLCJul 2026$315,000$2023/21,557530.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$374,000
Price / Sq Ft$187
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,997
Total Structure Area2,672 sq ft
Acres0.21 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouthwest

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address97519 Albatross Drive, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionHeron Isles
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size9,086.62 sq ft
Lot Dimensions9087 sqft
Parcel Number373N28074105800000
ZoningSingle Family

Amenities

AmenitiesOther
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewOther

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesHeated, Above Ground, Private

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Patio, Rear Porch, Screened
FencingVinyl
RoofShingle
ConstructionComposition Siding, Frame, Stucco
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedJune 17, 2026
Days on Market234
HOA Fees$100 / Annually
HOA FrequencyAnnually
HOA NameHeron Isles Owners Assoc
Tax Amount$3,741
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Heron Isles

Heron Isles is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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