Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Heron Isles, Yulee.

Photo 1 / 57
Sold

Sold·Closed Aug 28, 2026·36 days on market·Recent sales in Heron Isles·Heron Isles

96398 Commodore Point Drive

Yulee, FL 32097

$415,000sold priceListed at $415,000 · 100% of asking$234/sqftMLS# 2150867
4
Beds
2
Baths
1,770
Sq Ft
2011
Built
2
Garage
Yes
Pool

7 more homes for sale in Heron Isles →Search Heron Isles on the map

FEMA Zone XHOA $8/mo6,970 sqft lotSingle Family Residence1 story

About this home

Heron Isles

Beautifully maintained 4 bedroom, 2 bathroom pool home designed for comfortable living. The versatile floor plan features a formal living room and dining room, perfect for hosting family gatherings and special occasions. The cozy family room provides a warm and inviting space to relax and unwind. The eat-in kitchen is the heart of the home, offering stainless steel appliances, decorative tiled backsplash, ample cabinetry, and plenty of space for casual dining. The spacious primary suite is a private retreat with a walk-in closet and an en suite bath featuring dual vanities, a soaking tub, and a separate shower. Step outside to your private backyard oasis featuring a sparkling pool with a child safety gate, a screened covered patio perfect for year-round enjoyment, and a fully fenced yard with room to play and entertain. Additional updates include a newer roof, 2020, water heater, 2021, and new pool pump, 2025; providing peace of mind for years to come.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,299
Property taxesest. at asking price, Nassau County$573
HOAbilled annually$8
Estimated total, before insurance$2,880/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,816/yr · $235/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$415,000
$83,000
Loan Term
Monthly Payment
$2,299
Principal & Interest: $2,299
Property taxes (est.): $573
Insurance (est.): $277
Estimated Total Monthly
$3,148
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2011)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,774 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$318,152$134,476—
2024$309,583$129,979—
2023$301,507$124,737—
2022$256,220$119,648—
2021$208,175$114,707—
2020$198,157$112,433—

2025 property taxes (current owner): $2,816/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 28, 2026Closed$415,000
  • Aug 3, 2026Pending$415,000
  • Jul 23, 2026Active Under Contract$415,000
  • Jun 16, 2026Listed$415,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $234/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
96034 Bass Lane, Yulee, FL 32097Listed by PREMIER COASTAL PROPERTIES, LLCJul 2026$315,000$2023/21,557530
96077 Out Creek Way, Yulee, FL 32097Listed by DIAMOND REALTY GROUP OF AMELIA ISLANDAug 2026$335,000$2233/21,504120.2
94011 Last Lane, Yulee, FL 32097Listed by ENTERA REALTY LLCSep 2026$299,900$1984/21,514550.7
97564 Albatross Drive, Yulee, FL 32097Listed by SHRIMP CAPITAL REALTYAug 2026$368,000$1844/21,9972350.7
97519 Albatross Drive, Yulee, FL 32097Listed by MARK SPAIN REAL ESTATEAug 2026$365,000$1834/21,9972340.7
23999 Creek Parke Circle, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYJul 2026$333,300$1813/21,8392080.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$415,000
Price / Sq Ft$234
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,770
Acres0.16 acres
Year Built2011
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

Community Information

Address96398 Commodore Point Drive, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionHeron Isles
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size6,969.6 sq ft
Parcel Number373N28074003850000

Amenities

AmenitiesPlayground
Community FeaturesSidewalks
UtilitiesElectricity Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit, Storm Shutters
Patio / PorchCovered, Patio, Rear Porch, Screened
FencingBack Yard, Vinyl
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedJune 16, 2026
Days on Market36
HOA Fees$100 / Annually
HOA FrequencyAnnually
Tax Amount$2,816.42
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Heron Isles

Heron Isles is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Heron Isles homes for sale →

Explore the area

More in Heron Isles

Heron Isles guides & reports

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines