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Pending

Pending·82 days on market

96034 Bass Lane

Yulee, FL 32097

$330,000$212/sqftEst. $1,683/moMLS# 2143499

Beds

Baths

1,557

Sq Ft

2012

Built

Garage

Pool

About this home

Yulee

Welcome to 96034 Bass Lane in beautiful Yulee , Florida -- a well maintained 3 bed , 2 bath home offering comfort , convenience , and a desirable location . This inviting residence features a functional layout perfect for everyday living , along with a covered back porch , sitting area ideal for relaxing or entertaining year-round . Located in the sought after Heron Isles committed , this home provides access to neighborhood amenities including a playground and maintained common areas . Residents enjoy a peaceful setting while being just minutes from local dining , shopping ,and entertainment options in the heart of Yulee . With its combination of comfort , community , and prime location, this home is a perfect opportunity for anyone looking to enjoy the best of Northeast Florida living .

Cost to own

Mortgage calculator

Home Price

$330,000

Down Payment: 20%

$66,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,683

Principal & Interest: $1,683

Property taxes (est.): $456

Insurance (est.): $220

Estimated Total Monthly

$2,358

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,683

Property taxesest. at asking price, Nassau County$456

HOAbilled annually$8

Estimated total, before insurance$2,146/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,435/yr · $203/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$274,161	$109,615	—
2024	$264,296	$105,818	—
2023	$255,054	$101,280	—
2022	$221,039	$96,874	—
2021	$173,819	$92,596	—
2020	$163,438	$90,627	—

2025 property taxes (current owner): $2,435/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$330,000

Price / Sq Ft$212

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,557

Total Structure Area1,557 sq ft

Acres0.13 acres

Year Built2012

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesNorth

School Information

ElementaryYulee

MiddleYulee

HighYulee

Community Information

Address96034 Bass Lane, Yulee, FL 32097

Area471-Nassau County-Chester/Pirates Woods Areas

SubdivisionHeron Isles

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size5,662.8 sq ft

Parcel Number373N28074003880000

Amenities

AmenitiesMaintenance Grounds, Management - Off Site, Playground, Water

UtilitiesCable Available, Electricity Available, Sewer Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Cooktop, Electric Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Vinyl

FireplaceNo

# of Fireplaces0

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySmoke Detector(s)