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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Heron Isles, Yulee — a home near Yulee High School.

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Sold

Sold·Closed Aug 24, 2026·235 days on market·Recent sales in Heron Isles·Heron Isles

97564 Albatross Drive

Yulee, FL 32097

$368,000sold priceListed at $375,000 · 98.1% of asking$184/sqftMLS# 2120622
4
Beds
2
Baths
1,997
Sq Ft
2018
Built
2
Garage
No
Pool

7 more homes for sale in Heron Isles →Search Heron Isles on the map

FEMA Zone XHOA $8/mo6,098 sqft lotSingle Family Residence1 story

About this home

Heron Isles

This nearly new home in popular Heron Isles is truly turn-key and ready for you and your family. Ideally located just one mile from Publix, Home Depot, and other popular shopping, this 4-bedroom, 2-bathroom home has everything you're looking for. Situated on a natural preserve, you'll enjoy peaceful views and added permanent privacy. The primary suite features a spacious walk-in closet (9X9) and an oversized Jacuzzi tub (3.5X5). A whole-home water filtration system is included in the sale, and all laundry and kitchen appliances convey as well. This home can be purchased fully furnished ($15K) w/ all kitchen items (pots, pans, dishes, etc). Recent inspection is completed and can be provided to buyer, at buyer's request. Enjoy the fully fenced backyard, complete with a patio and extended wooden deck--perfect for relaxing or entertaining. With AMELIA ISLAND'S beautiful beaches JUST 15 minutes away, the location can't be beat. Heron Isles has community parks & sidewalks.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,038
Property taxesest. at asking price, Nassau County$508
HOAbilled annually$8
Estimated total, before insurance$2,555/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,760/yr · $313/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$368,000
$73,600
Loan Term
Monthly Payment
$2,038
Principal & Interest: $2,038
Property taxes (est.): $508
Insurance (est.): $245
Estimated Total Monthly
$2,792
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,599 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $420,000 in May 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$331,249$331,249—
2024$321,349$163,950—
2023$328,723$157,718—
2022$262,480$151,668—
2021$214,039$145,794—
2020$198,750$143,091—

2024 property taxes (current owner): $3,760/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 24, 2026Closed$375,000
  • Jul 28, 2026Pending$375,000
  • Jul 14, 2026Price change$375,000−$10,000
  • Dec 6, 2025Listed$385,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $188/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
94011 Last Lane, Yulee, FL 32097Listed by ENTERA REALTY LLCSep 2026$299,900$1984/21,514550.1
97519 Albatross Drive, Yulee, FL 32097Listed by MARK SPAIN REAL ESTATEAug 2026$365,000$1834/21,9972340.1
97500 Albatross Drive, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJul 2026$335,000$1295/32,595800.1
96077 Out Creek Way, Yulee, FL 32097Listed by DIAMOND REALTY GROUP OF AMELIA ISLANDAug 2026$335,000$2233/21,504120.5
96069 Breezeway Court, Yulee, FL 32097Listed by REDFIN CORPORATIONSep 2026$550,000$2214/32,494360.6
96398 Commodore Point Drive, Yulee, FL 32097Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$415,000$2344/21,770360.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$188
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,997
Acres0.14 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address97564 Albatross Drive, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionHeron Isles
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size6,098.4 sq ft
Lot Dimensions58X112X48X109
Parcel Number373N28074104730000
ZoningPUD

Amenities

AmenitiesJogging Path, Maintenance Grounds, Park, Playground
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryLower Level
SecuritySecurity Fence, Smoke Detector(s)

Exterior

Lot DescriptionGreenbelt, Sprinklers In Front, Wooded
Patio / PorchCovered, Deck, Rear Porch
FencingBack Yard, Privacy
RoofShingle
ConstructionComposition Siding, Frame, Stone Veneer
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedDecember 6, 2025
Days on Market235
HOA Fees$100 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,760.49
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SHRIMP CAPITAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Heron Isles

Heron Isles is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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