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Active

Active·231 days on market

97564 Albatross Drive

Yulee, FL 32097

$375,000$188/sqftEst. $1,912/moMLS# 2120622

Beds

Baths

1,997

Sq Ft

2018

Built

Garage

Pool

About this home

Yulee

This nearly new home in popular Heron Isles is truly turn-key and ready for you and your family. Ideally located just one mile from Publix, Home Depot, and other popular shopping, this 4-bedroom, 2-bathroom home has everything you're looking for. Situated on a natural preserve, you'll enjoy peaceful views and added permanent privacy. The primary suite features a spacious walk-in closet (9X9) and an oversized Jacuzzi tub (3.5X5). A whole-home water filtration system is included in the sale, and all laundry and kitchen appliances convey as well. This home can be purchased fully furnished ($15K) w/ all kitchen items (pots, pans, dishes, etc). Recent inspection is completed and can be provided to buyer, at buyer's request. Enjoy the fully fenced backyard, complete with a patio and extended wooden deck--perfect for relaxing or entertaining. With AMELIA ISLAND'S beautiful beaches JUST 15 minutes away, the location can't be beat. Heron Isles has community parks & sidewalks.

Cost to own

Mortgage calculator

Home Price

$375,000

Down Payment: 20%

$75,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,912

Principal & Interest: $1,912

Property taxes (est.): $518

Insurance (est.): $250

Estimated Total Monthly

$2,680

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,912

Property taxesest. at asking price, Nassau County$518

HOAbilled annually$8

Estimated total, before insurance$2,438/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,760/yr · $313/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $420,000 in May 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$331,249	$331,249	—
2024	$321,349	$163,950	—
2023	$328,723	$157,718	—
2022	$262,480	$151,668	—
2021	$214,039	$145,794	—
2020	$198,750	$143,091	—

2024 property taxes (current owner): $3,760/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,599 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 14, 2026Price change$375,000−$10,000
Dec 6, 2025Listed$385,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$375,000

Price / Sq Ft$188

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,997

Acres0.14 acres

Year Built2018

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesNorth

School Information

ElementaryYulee

MiddleYulee

HighYulee

Community Information

Address97564 Albatross Drive, Yulee, FL 32097

Area471-Nassau County-Chester/Pirates Woods Areas

SubdivisionHeron Isles

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size6,098.4 sq ft

Lot Dimensions58X112X48X109

Parcel Number373N28074104730000

ZoningPUD

Amenities

AmenitiesJogging Path, Maintenance Grounds, Park, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Heat Pump

CoolingCentral Air

FlooringLaminate

# of Stories1

LevelsOne

LaundryLower Level

SecuritySecurity Fence, Smoke Detector(s)