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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Artisan Lakes, Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Aug 7, 2026·11 days on market·Recent sales in Artisan Lakes·Artisan Lakes

420 Hatter Drive

Jacksonville, FL 32256

$650,000sold priceListed at $650,000 · 100% of asking$286/sqftMLS# 2152824
3
Beds
3
Baths
2,272
Sq Ft
2019
Built
3
Garage
No
Pool

2 more homes for sale in Artisan Lakes →Search Artisan Lakes on the map

FEMA Zone XHOA $425/mo8,276 sqft lotSingle Family Residence1 story

About this home

Artisan Lakes

Luxury Living in Artisan Lakes at Nocatee Welcome to luxury living in the exclusive gated 55+ community of Artisan Lakes, one of Nocatee's most desirable active adult neighborhoods. With only 196 homesites, this beautifully appointed executive home offers the perfect blend of elegance, comfort, and maintenance-free living. This spacious one-story home features an open-concept design with 10-foot ceilings, 8-foot doors, crown molding, 5-inch baseboards, tile flooring throughout the main living areas, and plush carpeting in the bedrooms. The thoughtfully designed floor plan includes a private guest ensuite with its own full bath and a dedicated office/flex room with French doors, ideal for working from home or pursuing hobbies. The gourmet kitchen is a chef's dream, showcasing a gas cooktop, double wall ovens, oversized quartz prep island, stainless steel appliances, brand-new 2026 refrigerator and dishwasher, upgraded 42-inch off-white cabinetry, soft-close doors and drawers

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,600
Property taxesest. at asking price, Duval County$1,061
HOAbilled monthly$425
Estimated total, before insurance$5,087/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,624/yr · $635/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$650,000
$130,000
Loan Term
Monthly Payment
$3,600
Principal & Interest: $3,600
Property taxes (est.): $1,061
Insurance (est.): $433
Estimated Total Monthly
$5,095
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,779 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$664,563$273,391▲ $39,605
2024$626,080$264,979—
2023$602,628$255,805—
2022$549,468$246,899—
2021$378,090$238,252—
2020$374,833$234,273▲ $5,000

2025 property taxes (current owner): $7,624/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 11, 2026Closed$650,000
  • Jul 11, 2026Pending$650,000
  • Jun 29, 2026Listed$650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $264/sq ft; this home is listed at $286/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
52 Dyer Court, Jacksonville, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$460,000$2642/21,741910.2
116 Hatter Drive, Jacksonville, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$775,000$2823/32,747330.3
435 Wingstone Drive, Jacksonville, FL 32081Listed by HOUSE & HAVENAug 2026$519,400$2443/22,1331270.3
90 Vestavia Court, Jacksonville, FL 32081Listed by REALTY ONE GROUP ELEVATEAug 2026$439,000$2454/21,794790.5
287 Captiva Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$610,000$2284/2.52,677780.6
108 Cabana Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDAug 2026$622,000$2644/32,355590.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$650,000
Price / Sq Ft$286
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,272
Acres0.19 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address420 Hatter Drive, Jacksonville, FL 32256
Area029-Nocatee (Duval County)
SubdivisionArtisan Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size8,276.4 sq ft
Parcel Number1681497035

Amenities

AmenitiesPool, Barbecue, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Pickleball, Spa/Hot Tub
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesEntrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate
Spa FeaturesCommunity

Exterior

Patio / PorchCovered, Front Porch, Rear Porch

Additional Information

Date ListedJune 29, 2026
Days on Market11
HOA Fees$425 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$7,624.14
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Artisan Lakes

Artisan Lakes is a neighborhood in Nocatee, FL (Duval County), ZIP 32256.

View all Artisan Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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