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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Artisan Lakes, Jacksonville — a 55+ community home in Nocatee.

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Sold

Sold·Closed Jul 17, 2026·146 days on market·Recent sales in Artisan Lakes·Artisan Lakes

65 Cobbler Trail

Jacksonville, FL 32081

$449,000sold priceListed at $469,000 · 95.7% of asking$232/sqftMLS# 2125322
2
Beds
2
Baths
1,937
Sq Ft
2019
Built
2
Garage
No
Pool

2 more homes for sale in Artisan Lakes →Search Artisan Lakes on the map

HOA $457/mo6,098 sqft lotSingle Family Residence1 story

About this home

Artisan Lakes

Welcome home to easy, low-maintenance living at 65 Cobbler Trail, nestled in a desirable 55+ community in Nocatee. This beautifully maintained home offers a bright, open layout designed for comfort and connection, with inviting living spaces that flow seamlessly for everyday living and entertaining. Enjoy a well-appointed kitchen, spacious primary suite, and thoughtful details throughout. Step outside to a peaceful setting perfect for morning coffee or evening relaxation. Residents enjoy access to world-class Nocatee amenities, walking trails, and an active lifestyle with countless social opportunities. Ideally located near shopping, dining, healthcare, and a short drive to the beaches, this home delivers the perfect blend of convenience, community, and carefree Florida living. Yard maintenance included, enjoy living in a gated community with private pickleballs courts, pool, nature trails and fitness center at your fingertips! Welcome home...

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,487
Property taxesest. at asking price, Duval County$733
HOAbilled monthly$457
Estimated total, before insurance$3,677/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,092/yr · $1,008/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$449,000
$89,800
Loan Term
Monthly Payment
$2,487
Principal & Interest: $2,487
Property taxes (est.): $733
Insurance (est.): $299
Estimated Total Monthly
$3,520
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,792 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$545,797$545,797▲ $32,225
2024$514,504$514,504—
2023$495,213$495,213—
2022$451,494$451,494—
2021$311,184$261,184—
2020$308,650$258,619▲ $4,000

2025 property taxes (current owner): $12,092/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 19, 2026Closed$469,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $264/sq ft; this home is listed at $242/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
420 Hatter Drive, Jacksonville, FL 32256Listed by WATSON REALTY CORPAug 2026$650,000$2863/32,272110.1
52 Dyer Court, Jacksonville, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$460,000$2642/21,741910.1
435 Wingstone Drive, Jacksonville, FL 32081Listed by HOUSE & HAVENAug 2026$519,400$2443/22,1331270.3
90 Vestavia Court, Jacksonville, FL 32081Listed by REALTY ONE GROUP ELEVATEAug 2026$439,000$2454/21,794790.5
209 Willow Ridge Drive, Jacksonville, FL 32081Listed by WATSON REALTY CORPAug 2026$425,000$2753/21,548640.5
108 Cabana Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDAug 2026$622,000$2644/32,355590.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$469,000
Price / Sq Ft$242
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,937
Acres0.14 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address65 Cobbler Trail, Jacksonville, FL 32081
Area029-Nocatee (Duval County)
SubdivisionArtisan Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32081
Lot Size6,098.4 sq ft
Parcel Number1681497200

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Shuffleboard Court, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Natural Gas Available, Water Available
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Rear Porch, Screened
RoofShingle
ConstructionComposition Siding

Additional Information

Date ListedApril 17, 2026
Days on Market146
HOA Fees$457 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$12,092.4
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Artisan Lakes

Artisan Lakes is a neighborhood in Nocatee, FL (Duval County), ZIP 32081.

View all Artisan Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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