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This home is in WGV King Andbear, St. Augustine — a home near Tocoi Creek High School.

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Active

Active·1 day on market·WGV King Andbear

4644 Tuscan Wood Court

St. Augustine, FL 32092

$595,000$212/sqftEst. $3,056/moMLS# 2160999

Beds

Baths

2,802

Sq Ft

2007

Built

Garage

Pool

About this home

WGV King Andbear

Nestled within the prestigious gated community of King & Bear in World Golf Village, this beautifully appointed residence offers an exceptional blend of luxury, comfort, and timeless design. Featuring 4 bedrooms, 3 full bathrooms and a spacious three-car garage, the thoughtfully designed floor plan is ideal for both everyday living and elegant entertaining. At the heart of the home is a chef-inspired kitchen showcasing a gas cooktop, black appliances, built-in wall oven, wooden vent hood, granite countertops, custom cabinetry, and an expansive center island that seamlessly connects to the breakfast nook. Wood floors and tile flooring span the main level, while new plush carpeting enhances the upstairs living spaces. Soaring ceilings, crown molding, and abundant natural light create an inviting atmosphere throughout. The interior has been freshly painted, and the exterior is scheduled to receive a new coat of paint upon approval, further enhancing the home's curb appeal.

Cost to own

Mortgage calculator

Home Price

$595,000

Down Payment: 20%

$119,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$3,056

Principal & Interest: $3,056

Property taxes (est.): $792

Insurance (est.): $397

Estimated Total Monthly

$4,244

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,056

Property taxesest. at asking price, St. Johns County$792

HOAbilled quarterly$217

Estimated total, before insurance$4,064/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,135/yr · $595/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,135/yr

Estimated taxes if purchased at asking price: ~$9,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,596 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 20, 2026Listed$595,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$595,000

Price / Sq Ft$212

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,802

Acres0.18 acres

Year Built2007

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryWards Creek

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address4644 Tuscan Wood Court, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionWgv King Andbear

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size7,840.8 sq ft

Lot Dimensions55x140x55x140

Parcel Number2881045110

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Off Street

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Double Oven, Gas Range, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Laminate, Tile

# of Stories2

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Patio, Rear Porch, Screened

RoofShingle

ConstructionFrame, Stucco

Road SurfacePaved

Additional Information

Date ListedAugust 20, 2026

Days on Market41

HOA Fees$650 / Quarterly

HOA FrequencyQuarterly

Tax Amount$7,135.22

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

The neighborhood

About WGV King Andbear

WGV King Andbear is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all WGV King Andbear homes for sale →

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke

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