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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in King & Bear at World Golf Village, St. Augustine — a gated community home in St. Johns County.

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Active·146 days on market·King & Bear at World Golf Village

1700 E Cobblestone Lane

St. Augustine, FL 32092

$599,900$217/sqftEst. $3,323/moMLS# 2146637
↓ $39,100 below original list
3
Beds
3
Baths
2,765
Sq Ft
2004
Built
3
Garage
No
Pool

10 more homes for sale in King & Bear at World Golf Village →Search King & Bear at World Golf Village on the map

FEMA Zone XHOA $217/mo10,019 sqft lotSingle Family Residence1 story

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About this home

King & Bear at World Golf Village

Welcome to gated golf course living in the sought-after King & Bear community of World Golf Village! This beautifully maintained single-story home offers over 2,700 sq ft of comfortable living space with timeless upgrades throughout. Featuring hardwood, tile, and carpet flooring, this home blends elegance and functionality. The spacious kitchen is designed for everyday living and entertaining with 42'' cabinetry, Corian countertops, newer stainless steel appliances, a large pantry, and abundant workspace. The inviting family room showcases custom built-in shelving and French doors leading to the covered lanai--perfect for relaxing or enjoying Florida's indoor/outdoor lifestyle. Originally designed as a 4-bedroom home, bedrooms 3 and 4 have been combined into one oversized room, creating a flexible non-conforming layout that can be converted back very easily if desired. Additional highlights include crown molding, a huge laundry room, water softener, reverse osmosis system, and an

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,323
Property taxesest. at asking price, St. Johns County$798
HOAbilled quarterly$217
Estimated total, before insurance$4,338/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,720/yr · $310/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$599,900
$119,980
Loan Term
Monthly Payment
$3,323
Principal & Interest: $3,323
Property taxes (est.): $798
Insurance (est.): $400
Estimated Total Monthly
$4,521
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,719 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$512,743$239,454—
2024$529,202$231,998—
2023$527,051$223,784—
2022$495,653$215,810—
2021$322,606$208,068—
2020$323,697$204,505—

2025 property taxes (current owner): $3,720/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 13, 2026Price change$599,900−$39,100
  • May 22, 2026Listed$639,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $217/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3317 E Heritage Cove Drive, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$1,125,000$3314/3.53,39680.6
2064 Crown Drive, St. Augustine, FL 32092Listed by VENTURE DEVELOPMENT REALTYSep 2026$745,000$2823/32,6454060.6
2080 Crown Drive, St. Augustine, FL 32092Listed by COMPASS FLORIDA LLCOct 2026$625,000$2384/32,626900.7
741 Flowers Street, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCSep 2026$530,000$1535/33,4591031
757 Flowers Street, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$524,900$2365/32,221121
712 Flowers Street, St. Augustine, FL 32092Listed by FLORIDA CONCIERGE REAL ESTATEAug 2026$395,000$1804/22,198491

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,900
Price / Sq Ft$217
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,765
Total Structure Area3,744 sq ft
Acres0.23 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleFlat, Ranch
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address1700 E Cobblestone Lane, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionWgv King Andbear
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size10,018.8 sq ft
Parcel Number2880050010
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Fitness Center, Gated, Golf Course, Jogging Path, Management - Full Time, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Restaurant, Gated, Curbs
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Jack and Jill Bath, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit
Security24 Hour Security, Security Fence, Security Lights
Spa FeaturesCommunity

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Porch, Rear Porch
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 22, 2026
Days on Market133
HOA Fees$650 / Quarterly
HOA FrequencyQuarterly
HOA NameMay Management
HOA Fee IncludesSecurity
Tax Amount$3,720.43
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DAVIDSON REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About King & Bear at World Golf Village

King & Bear at World Golf Village is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all King & Bear at World Golf Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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