This home is in WGV Heritage Landing, St. Augustine.

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Active

Active·45 days on market·WGV Heritage Landing

741 Flowers Street

St. Augustine, FL 32092

$540,000$156/sqftEst. $2,745/moMLS# 2148614

Beds

Baths

3,459

Sq Ft

2006

Built

Garage

Pool

About this home

WGV Heritage Landing

RARE NATURE PRESERVE with screened lanai & paver patios! Welcome to 741 Flowers Street in Heritage Landing -- where spacious living meets a private preserve retreat. This 5-bedroom, 3-bath home with a large bonus room offers the flexibility today's families need, with space for a home office, playroom, media room, or gym. The open layout provides plenty of room for everyday living and entertaining. Enjoy peaceful preserve views from the screened lanai, perfect for morning coffee, grilling, or relaxing while watching Florida wildlife. Heritage Landing features resort-style amenities including a community pool, sports fields, playgrounds, and gathering spaces, all near shopping, dining, recreation, and top-rated St. Johns County schools. If you're looking for space, privacy, and a welcoming community, 741 Flowers Street is ready to welcome you home. *Virtual staging in select photos

Cost to own

Mortgage calculator

Home Price

$540,000

Down Payment: 20%

$108,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,745

Principal & Interest: $2,745

Est. Taxes & Insurance: $686

Estimated Total Monthly

$3,431

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,745

Property taxesest. at asking price, St. Johns County$719

HOAbilled annually$11

Estimated total, before insurance$3,475/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$451,384	$223,818	—
2024	$461,339	$216,803	—
2023	$465,446	$209,032	—
2022	$440,049	$201,487	—
2021	$299,989	$194,162	—
2020	$278,692	$190,791	—

2025 property taxes (current owner): $5,890/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,729 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 4, 2026Listed$540,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$540,000

Price / Sq Ft$156

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage3,459

Total Structure Area4,226 sq ft

Acres0.19 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary, Traditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryWards Creek

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address741 Flowers Street, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionWgv Heritage Landing

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size8,276.4 sq ft

Parcel Number2881083150

ZoningSingle Family

Amenities

AmenitiesPool, Other, Barbecue, Basketball Court, Clubhouse, Fitness Center, Maintenance Grounds, Management - Off Site, Management - Part Time, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s), Other

AppliancesOther, Dishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air, Multi Units

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryIn Unit, Lower Level, Sink

SecurityOther