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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in King & Bear at World Golf Village, St. Augustine — a gated community home in St. Johns County.

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Active Under Contract

Active Under Contract·45 days on market·King & Bear at World Golf Village

4908 Two Jakes Court

St. Augustine, FL 32092

$699,000$258/sqftEst. $3,732/moMLS# 2158332
3
Beds
3
Baths
2,711
Sq Ft
2006
Built
3
Garage
Yes
Pool

13 more homes for sale in King & Bear at World Golf Village →Search King & Bear at World Golf Village on the map

FEMA Zone XHOA $217/mo13,068 sqft lotSingle Family Residence1 story

About this home

King & Bear at World Golf Village

Life slows down at 4908 Two Jakes Court. The approach alone tells you this home is something special. As you wind along quiet, tree-lined streets framed by perfectly manicured lawns, everyday life begins to feel a little more relaxed. Set back from the road and tucked against a lush preserve, this is a residence where mornings are quieter, evenings last a little longer, and the pace of life naturally shifts to meet yours. Step inside and you'll immediately notice something that's difficult to manufacture -- peace. Sunlight fills thoughtfully designed single-level living spaces that feel open without being overwhelming, elegant without trying too hard. Every room flows naturally into the next, creating a home that is equally suited to lively gatherings or quiet afternoons with nothing more than the sounds of nature beyond the windows. A dedicated study offers a private place to work or create, while the expansive great room, dining area, and beautifully appointed kitchen come together

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$3,732
Property taxesest. at asking price, St. Johns County$930
HOAbilled quarterly$217
Estimated total, before insurance$4,878/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,168/yr · $514/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$699,000
$139,800
Loan Term
Monthly Payment
$3,732
Principal & Interest: $3,732
Property taxes (est.): $930
Insurance (est.): $466
Estimated Total Monthly
$5,128
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,711 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard and pool on the southwest side. Today at this address: sunrise 7:18 AM, sunset 7:14 PM.

  • Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.
  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,168/yr

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 9, 2026Active Under Contract$699,000
  • Aug 30, 2026Active$699,000
  • Aug 18, 2026Active Under Contract$699,000
  • Aug 14, 2026Active$699,000
  • Aug 2, 2026Listed$699,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$699,000
Price / Sq Ft$258
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,711
Acres0.30 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive Under Contract
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo
Gated CommunityYes
Direction FacesNortheast

Community Information

Address4908 Two Jakes Court, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionWgv King Andbear
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size13,068 sq ft
Parcel Number2881070170

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryIn Unit
Spa FeaturesIn Ground, Heated, Private

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionCul-De-Sac, Dead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionFrame, Stucco
Road FrontagePrivate Road

Additional Information

Date ListedAugust 14, 2026
Days on Market34
HOA Fees$650 / Quarterly
HOA FrequencyQuarterly
Tax Amount$6,168.37
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About King & Bear at World Golf Village

King & Bear at World Golf Village is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all King & Bear at World Golf Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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