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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Silverleaf, St. Augustine a new construction home in St. Johns County.

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Active

Active·2 days on market·Silverleaf

157 Delwood Way

St. Augustine, FL 32092

$410,000$205/sqftEst. $2,110/moMLS# 2160257
3
Beds
2
Baths
2,002
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Silverleaf

New Toll Brothers home, ready in January February 2027! Step inside this stunning Settler Modern Farmhouse townhome and feel the difference from the moment you walk in. Luxury vinyl plank flooring flows seamlessly through the main living areas, leading into a bright open-concept kitchen featuring quartz countertops, white shaker cabinetry, and a full suite of stainless steel appliances, perfect for everyday living and entertaining. The soaring two-story great room fills the space with natural light, while the primary suite offers a true retreat with a spa-inspired bath and walk-in closet. Two additional bedrooms, a spacious loft, and a dedicated workspace provide the flexibility your lifestyle calls for. Step outside to your covered lanai and take in the Florida air. With no CDD fees and access to SilverLeaf's resort-style amenity centers and future private amenities, schedule your private tour today!

Cost to own

Mortgage calculator

$410,000
$82,000
Loan Term
Monthly Payment
$2,110
Principal & Interest: $2,110
Property taxes (est.): $546
Insurance (est.): $273
Estimated Total Monthly
$2,929
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,110
Property taxesest. at asking price, St. Johns County$546
HOAbilled quarterly$400
Estimated total, before insurance$3,056/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,010/yr · $84/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,010/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 14, 2026Listed$410,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$410,000
Price / Sq Ft$205
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,002
Acres0.07 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleOther
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

Community Information

Address157 Delwood Way, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size3,049.2 sq ft
Parcel Number0107412870

Amenities

AmenitiesPool, Clubhouse, Dog Park, Pickleball
UtilitiesElectricity Connected, Natural Gas Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesKitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat
AppliancesDisposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, Lower Level

Exterior

Patio / PorchFront Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedAugust 14, 2026
Days on Market0
HOA Fees$1,200 / Quarterly
HOA FrequencyQuarterly
HOA NameNewbrook
HOA Fee IncludesMaintenance Grounds
Tax Amount$1,010.15
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About Silverleaf

Silverleaf is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Silverleaf homes for sale →

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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