Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Augustine — a gated community home in St. Johns County.

Active

Active·Listed today

190 Delwood Way

St. Augustine, FL 32092

$406,000$211/sqftEst. $2,231/mo mortgageMLS# 2170808

Beds

2.5

Baths

1,926

Sq Ft

2027

Built

Garage

Pool

HOA $100/moTownhouse2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

New Toll Brothers townhome, ready June 2027! Thoughtfully designed and beautifully appointed, the Castillo Modern Farmhouse delivers modern style with lasting quality. Durable luxury vinyl plank flooring flows across the entire first floor, leading into an open great room and gourmet kitchen with warm cabinetry quartz countertops, and striking matte black fixtures. A dramatic stacked sliding glass door opens the great room to the covered lanai, blending indoor and outdoor living, with a natural gas line ready for your future grill or fireplace. Upstairs, a spacious loft anchors the primary suite with its spa-inspired bath and walk-in closet, plus two additional bedrooms. Enjoy low-maintenance living, resort style amenities, and no CDDs. Schedule your private tour today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,231

Property taxesest. at asking price, St. Johns County$540

HOAbilled annually$100

Estimated total, before insurance$2,871/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$406,000

Down Payment: 20%

$81,200

Interest Rate: 7.32%

Loan Term

Monthly Payment

$2,231

Principal & Interest: $2,231

Property taxes (est.): $540

Insurance (est.): $271

Estimated Total Monthly

$3,042

*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Guana Reserve beach lot (south)
about 13 mi · 94 parking spaces
Closest park or preserve
Gourd Island Conservation Area
about 4 mi · 3.3 mi of trails
Closest public boat ramp
Trout Creek Park Boat Ramp
about 3 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launch
about 8 mi · St. Johns River
Closest youth league fields
Durbin Crossing Park
about 5 mi · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Publix
about 2 mi · 1975 Silverleaf Pkwy, Saint Augustine

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

Oct 24, 2026Listed$406,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $211/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
330 Delwood Way 221, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLC	Sep 2026	$424,000	$225	3/2.5	1,882	121	0
71 Delwood Way, St. Augustine, FL 32092Listed by RE/MAX UNLIMITED	Aug 2026	$400,000	$208	3/2.5	1,926	101	0
132 Delwood Way, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLC	Oct 2026	$399,000	$199	3/2.5	2,002	118	0.1
138 Delwood Way, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLC	Aug 2026	$399,000	$198	3/2.5	2,013	77	0.1
155 Wood Breeze Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC	Sep 2026	$329,990	$236	3/2.5	1,396	52	0.4
159 Wood Breeze Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC	Aug 2026	$340,994	$214	3/2.5	1,592	0	0.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$406,000

Price / Sq Ft$211

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,926

Year Built2027

TypeResidential

Sub-TypeTownhouse

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

New ConstructionYes

School Information

This listingNo schools reported in the MLS

ElementaryLiberty Pines Academy, reported on 113 other Silverleaf listings

MiddleLiberty Pines Academy, reported on 112 other Silverleaf listings

HighTocoi Creek, reported on 242 other Silverleaf listings

County schoolsSt. Johns County Schools

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address190 Delwood Way, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSilverleaf

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0107412490

Amenities

AmenitiesPool, Clubhouse, Dog Park, Gated, Pickleball, Playground, Tennis Court(s)

Community FeaturesSidewalks, Street Lights, Gated

UtilitiesNatural Gas Connected, Sewer Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

# of Stories2

LevelsTwo

LaundryGas Dryer Hookup, Washer Hookup

Exterior

Patio / PorchRear Porch

RoofShingle

ConstructionFiber Cement, Frame

Additional Information

Date ListedOctober 24, 2026

Days on Market0

HOA Fees$1,200 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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