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This home is in Silverleaf, St. Augustine.

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Active

Active·19 days on market·Silverleaf

145 Delwood Way

St. Augustine, FL 32092

$404,000$210/sqftEst. $2,060/moMLS# 2154874
3
Beds
2
Baths
1,926
Sq Ft
2027
Built
2
Garage
No
Pool

About this home

Silverleaf

New Toll Brothers townhome, ready January 2027! Thoughtfully designed and beautifully appointed, the Castillo Modern Farmhouse delivers modern style with lasting quality. Durable luxury vinyl plank flooring flows across the entire first floor, leading into an open great room and gourmet kitchen with warm cabinetry quartz countertops, and striking matte black fixtures. A dramatic stacked sliding glass door opens the great room to the covered lanai, blending indoor and outdoor living, with a natural gas line ready for your future grill or fireplace. Upstairs, a spacious loft anchors the primary suite with its spa-inspired bath and walk-in closet, plus two additional bedrooms. Enjoy low-maintenance living, resort style amenities, and no CDDs. Schedule your private tour today!

Cost to own

Mortgage calculator

$404,000
$80,800
Loan Term
Monthly Payment
$2,060
Principal & Interest: $2,060
Property taxes (est.): $538
Insurance (est.): $269
Estimated Total Monthly
$2,867
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,060
Property taxesest. at asking price, St. Johns County$538
HOAbilled annually$100
Estimated total, before insurance$2,697/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 10, 2026Listed$404,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$404,000
Price / Sq Ft$210
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,926
Year Built2027
TypeResidential
Sub-TypeTownhouse
StyleOther
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address145 Delwood Way, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0107412890

Amenities

AmenitiesDog Park, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingElectric
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo

Exterior

Patio / PorchRear Porch
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedJuly 10, 2026
Days on Market19
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
HOA NameNewbrook
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About Silverleaf

Silverleaf is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Silverleaf homes for sale →

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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