Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Rivertown Springs, St. Johns — a new construction home in St. Johns County.

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Active

Active·3 days on market·Rivertown Springs

140 Wagonbrook Way

St. Johns, FL 32259

$1,064,183$243/sqftEst. $5,477/moMLS# 2160194

Beds

Baths

4,375

Sq Ft

2026

Built

Garage

Pool

About this home

Rivertown Springs

Lot 8 - The Sapphire is a stunning two-story home designed for modern living and effortless entertaining. A welcoming foyer leads to a bright Great Room and dining area, where a dramatic 16' hideaway glass door opens to the expandable lanai, creating seamless indoor-outdoor living. A private study near the entry offers a flexible space for work or hobbies, while a first-floor bedroom and full bath with a walk-in shower provide comfort for guests or multigenerational households. The chef-inspired kitchen features a spacious walk-in pantry, convenient morning kitchen, and views of the main living areas. Upstairs, the luxurious primary suite offers a spa-inspired bath and oversized walk-in closet, complemented by a versatile loft and three secondary bedrooms. Residents of RiverTown enjoy parks, lakes, trails, resort-style amenities, and a vibrant lifestyle along the scenic St. Johns River.

Cost to own

Mortgage calculator

Home Price

$1,064,183

Down Payment: 20%

$212,837

Interest Rate: 6.67%

Loan Term

Monthly Payment

$5,477

Principal & Interest: $5,477

Property taxes (est.): $1,416

Insurance (est.): $709

Estimated Total Monthly

$7,602

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$5,477

Property taxesest. at asking price, St. Johns County$1,416

HOAbilled annually$4

Estimated total, before insurance$6,897/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 14, 2026Listed$1,064,183

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,064,183

Price / Sq Ft$243

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage4,375

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesSoutheast

Community Information

Address140 Wagonbrook Way, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Springs

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0009730080

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Freezer, Gas Cooktop, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

# of Stories2

LevelsTwo

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)