This home is in Bartram Plantation, St. Johns — a waterfront home in St. Johns County.
Sold·Closed Aug 18, 2026·4 days on market·Recent sales in Bartram Plantation·Bartram Plantation
517 S Bridge Creek Drive
St. Johns, FL 32259
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About this home
Bartram Plantation
The home you've been waiting for! This beautifully maintained 4-bedroom, 5-bath pool home is situated on a private, oversized .53 acre lot in the established Bartram Plantation community, zoned for top-rated St. Johns County schools. Enjoy Florida living year-round with a screened, heated saltwater pool and spacious lanai overlooking the beautifully landscaped, fenced backyard and tranquil lake beyond. Best of all--NO CDD fees! Major updates include a new roof (2020), tankless gas water heater, upgraded water softener (2022), and a three-car garage equipped with an electric vehicle charger. A thoughtfully designed floor plan offers formal living and dining rooms with a gas fireplace, plus a spacious family room featuring vaulted ceilings, custom built-ins, wood flooring, and picturesque backyard views. Tile flooring extends throughout much of the main living areas, complemented by crown molding and plantation shutters on all windows throughout.
Next steps in Bartram Plantation
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — 2020 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,731 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $10,961/yr
Estimated taxes if purchased at asking price: ~$15,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 19, 2026Closed$989,000
- Aug 14, 2026Pending$989,000
- Jul 29, 2026Active Under Contract$989,000
- Jul 24, 2026Listed$989,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $303/sq ft; this home is listed at $265/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 430 Summerset Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $1,200,000 | $303 | 4/5 | 3,966 | 18 | 0.1 |
| 2352 State Road 13 N 3, St. Johns, FL 32259Listed by US REALTY HUB | Sep 2026 | $1,460,000 | $497 | 4/3 | 2,936 | 23 | 0.5 |
| 2588 State Road 13 N, St. Johns, FL 32259Listed by THE LEGENDS OF REAL ESTATE | Aug 2026 | $2,100,000 | $494 | 4/4.5 | 4,255 | 119 | 0.5 |
| 204 Holly Creek Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Sep 2026 | $619,000 | $207 | 4/2.5 | 2,987 | 0 | 0.9 |
| 195 Hickory Ranch Drive, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $825,000 | $232 | 5/4.5 | 3,562 | 55 | 0.9 |
| 365 Holly Creek Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Sep 2026 | $672,758 | $225 | 5/4 | 2,987 | 11 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Bartram Plantation
Bartram Plantation is a neighborhood in Jacksonville, FL (St. Johns County), ZIP 32259.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines