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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Rivertown Springs, St. Johns — a new construction home in St. Johns County.

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Pending

$936,621Pending4 bd · 4.5 ba · 3,644 sq ft

Pending·51 days on market·Rivertown Springs

86 Sir Barton Drive

St. Johns, FL 32259

$936,621$257/sqftEst. $5,076/mo mortgageMLS# 2166378
4
Beds
4.5
Baths
3,644
Sq Ft
2026
Built
3
Garage
No
Pool

13 more homes for sale in Rivertown Springs →Search Rivertown Springs on the map

FEMA Zone XHOA $4/moSingle Family Residence1 storyNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Rivertown Springs

LOT 64 - RiverTown is designed to connect its residents to the beautiful natural surroundings with neighborhood parks overlooking picturesque lakes and preserve, w/miles of trails.

Next steps in Rivertown Springs

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$5,076
Property taxesest. at asking price, St. Johns County$1,226
HOAbilled annually$4
Estimated total, before insurance$6,307/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$936,621
$187,324
Loan Term
Monthly Payment
$5,076
Principal & Interest: $5,076
Property taxes (est.): $1,226
Insurance (est.): $624
Estimated Total Monthly
$6,927
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 6:52 AM, sunset 5:31 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Sep 24, 2026Listed$936,621

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $257/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
299 Holly Creek Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESOct 2026$670,743$2584/32,603300.1
86 Black Horse Way, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$962,673$2864/3.53,368100.1
365 Holly Creek Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$672,758$2255/42,987110.1
214 Holly Creek Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESOct 2026$645,000$1984/3.53,257810.2
348 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESOct 2026$799,990$2384/3.53,3682240.2
326 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$750,000$2773/32,7051730.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$936,621
Price / Sq Ft$257
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,644
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouth

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address86 Sir Barton Drive, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown Springs
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0009730640

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Gas Cooktop, Microwave
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Patio / PorchCovered, Front Porch
RoofShingle
ConstructionFrame

Additional Information

Date ListedSeptember 24, 2026
Days on Market51
HOA Fees$53 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Rivertown Springs

Rivertown Springs is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Rivertown Springs homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines