This home is in Yulee.
$395,0003 bd · 2 ba · 1,702 sq ft
Active·98 days on market
861653 Worthington Drive
Yulee, FL 32097
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Yulee
SELLER CREDIT UP TO $5K towards buyers closing costs &/or pre-paids!! BRAND NEW Lennox 3.5 ton HVAC unit installed, offers 10 yr parts warranty. This 1702 SF interior on 0.57 acre lot in Page Hill Sub division. This existing home was built in 2005 offers 3 full bedrooms, 2 full baths. The primary bedroom consists of walk in closet, carpet flooring in main area, tile flooring in wet areas with walk in shower with dual shower heads, comfort height toilet, garden tub & dual sinks in primary bathroom. Hallway where 2nd full bath is located offers comfort height toilet, storage closet and walk in tile shower with dual shower heads. Oversized Laundry room offers an abundance of storage, fridge/freezer, mud sink and extra lighting over washer and dryer area with tile flooring. 2 car garage with lighted attic storage above garage with flooring. Garage door is insulated with vertical hurricane brace. Side door allows for easy access to trash can storage outside.
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,703 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 25, Mizell St. & S Fletcher Ave.about 8 mi · 10 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 8 mi · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 2 mi · Lofton Creek
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 8 mi · Egan's Creek
Closest grocery store
Aldiabout 2 mi · 463689 State Road 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:52 AM, sunset 5:29 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $320,920 | $177,071 | — |
| 2025 | $334,559 | $171,753 | — |
| 2024 | $319,161 | $166,205 | — |
| 2023 | $270,599 | $159,908 | — |
| 2022 | $212,878 | $153,794 | — |
| 2021 | $197,858 | $147,858 | — |
| 2020 | $176,082 | $176,082 | — |
2025 property taxes (current owner): $2,796/yr
Estimated taxes if purchased at asking price: ~$6,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 21, 2026Price change$395,000−$20,000
- Aug 9, 2026Listed$415,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $244/sq ft; this home is listed at $232/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 861835 Worthington Drive, Yulee, FL 32097Listed by CENTURY 21 INTEGRA | Nov 2026 | $360,000 | $277 | 3/2 | 1,298 | 36 | 0.2 |
| 86157 Graham Court, Yulee, FL 32097Listed by AMELIA ISLAND REAL ESTATE SERVICES | Aug 2026 | $415,000 | $243 | 3/2 | 1,706 | 14 | 0.2 |
| 86512 Worthington Drive, Yulee, FL 32097Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $349,000 | $244 | 3/2 | 1,432 | 55 | 0.2 |
| 86885 Worthington Drive, Yulee, FL 32097Listed by WATSON REALTY CORP | Jun 2026 | $510,000 | $239 | 4/2 | 2,132 | 63 | 0.2 |
| 86252 Melissa Road, Yulee, FL 32097Listed by NEXT MOVE ATLANTIC COAST | Sep 2026 | $409,000 | $278 | 3/2 | 1,470 | 1 | 0.7 |
| 86060 Hill Valley Avenue, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLC | Nov 2026 | $374,900 | $224 | 4/2 | 1,672 | 63 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
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