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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Yulee — a waterfront home in Nassau County.

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Sold

Sold·Closed Jun 17, 2026·63 days on market·Recent sales in Yulee

86885 Worthington Drive

Yulee, FL 32097

$510,000sold priceListed at $520,000 · 98.1% of asking$239/sqftMLS# 2136414
4
Beds
2
Baths
2,132
Sq Ft
2004
Built
2
Garage
Yes
Pool
HOA $18/mo1.16 acresWaterfrontSingle Family Residence1 story

About this home

Yulee

Incredible property at a price that creates immediate built-in equity--a rare find in today's market! Situated on 1.16 ACRES of private, scenic land, this exceptional POOL HOME offers a rare opportunity to enjoy true Florida living with VIEWS of the peaceful POND and PRESERVES right in your backyard--a setting you simply won't find in most neighborhood homes. This 4-bedroom, 2-bath residence is designed for those who value space, PRIVACY, and outdoor living. Step outside to your own backyard retreat featuring a sparkling in-ground pool with fountains, all enclosed within a no-see-um screened patio--perfect for relaxing evenings or entertaining guests year-round. The expansive property also includes Trex composite fencing with dual gates, a custom shed, and plenty of space for RV or BOAT PARKING, gardening, or a future workshop.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,825
Property taxesest. at asking price, Nassau County$704
HOAbilled annually$18
Estimated total, before insurance$3,547/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,125/yr · $427/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$510,000
$102,000
Loan Term
Monthly Payment
$2,825
Principal & Interest: $2,825
Property taxes (est.): $704
Insurance (est.): $340
Estimated Total Monthly
$3,869
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $525,000 in March 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$446,681$395,959—
2024$420,516$317,780—
2023$332,673$282,673—
2022$260,853$0—
2021$251,259$0—
2020$227,776$0—

2024 property taxes (current owner): $5,125/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $244/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
86157 Graham Court, Yulee, FL 32097Listed by AMELIA ISLAND REAL ESTATE SERVICESAug 2026$415,000$2433/21,706140.5
96069 Breezeway Court, Yulee, FL 32097Listed by REDFIN CORPORATIONSep 2026$550,000$2214/32,494361.2
86718 Pages Dairy Road, Yulee, FL 32097Listed by TAYLORED REALTY, INC.Aug 2026$265,000$1023/22,595891.2
96235 Sweetbriar Lane, Yulee, FL 32097Listed by COMPASS FLORIDA LLCJul 2026$510,000$2404/22,127631.2
87043 Chesapeake Avenue, Yulee, FL 32097Listed by ENTERA REALTY LLCAug 2026$319,900$2104/21,520511.4
86646 Swift Launch Path, Yulee, FL 32097Listed by TAYLOR MORRISON REALTY OF FLASep 2026$570,000$2104/3.52,715101.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$520,000
Price / Sq Ft$244
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,132
Acres1.16 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontYes
Direction FacesWest

Community Information

Address86885 Worthington Drive, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionPage Hill
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size50,529.6 sq ft
Lot Dimensions100X501
Parcel Number513N27162700050000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
Green / EnergyWindows
ParkingGarage, Garage Door Opener, RV Access/Parking
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesPantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Window FeaturesSkylight(s)

Exterior

Patio / PorchCovered, Porch, Screened
FencingFenced, Back Yard
RoofShingle
ConstructionFiber Cement, Frame
Other StructuresShed(s)
Road SurfaceAsphalt, Paved

Additional Information

Date ListedMay 29, 2026
Days on Market63
HOA Fees$216 / Annually
HOA FrequencyAnnually
Tax Amount$5,124.5
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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