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Sold

Sold·Closed Aug 14, 2026·14 days on market·Recent sales in Yulee

86157 Graham Court

Yulee, FL 32097

$415,000sold priceListed at $429,000 · 96.7% of asking$243/sqftMLS# 2155142

Beds

Baths

1,706

Sq Ft

2003

Built

Garage

Pool

FEMA Zone XHOA $18/moSingle Family Residence1 story

About this home

Yulee

Tucked away at the end of a quiet cul-de-sac in the desirable Page Hill community, this charming home offers the privacy and space that are becoming increasingly hard to find. Situated on over an acre and backing to a peaceful preserve, you'll enjoy a serene backyard setting with no rear neighbors, mature trees, blooming citrus trees, and plenty of room to relax or enjoy nature. Inside, the open-concept floor plan features vaulted ceilings, crown molding, bamboo and cork flooring, a spacious kitchen with 42-inch cabinetry, a gas range, Bosch dishwasher, large-capacity refrigerator, and a convenient wet bar with a wine cooler. The owner's suite offers a beautifully updated bathroom complete with a heated tile floor, jetted soaking tub, and custom closet system. Additional features include a whole-home Generac generator, Rinnai tankless gas water heater, and a 24' x 12' insulated outbuilding with electricity and air conditioning.

Next steps in Yulee

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,299

Property taxesest. at asking price, Nassau County$573

HOAbilled annually$18

Estimated total, before insurance$2,890/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$415,000

Down Payment: 20%

$83,000

Interest Rate: 7.40%

Loan Term

Monthly Payment

$2,299

Principal & Interest: $2,299

Property taxes (est.): $573

Insurance (est.): $277

Estimated Total Monthly

$3,148

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 14, 2026Closed$429,000
Jul 23, 2026Pending$429,000
Jul 13, 2026Listed$429,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $251/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
86512 Worthington Drive, Yulee, FL 32097Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST	Jul 2026	$349,000	$244	3/2	1,432	55	0.2
86885 Worthington Drive, Yulee, FL 32097Listed by WATSON REALTY CORP	Jun 2026	$510,000	$239	4/2	2,132	63	0.5
86252 Melissa Road, Yulee, FL 32097Listed by NEXT MOVE ATLANTIC COAST	Sep 2026	$409,000	$278	3/2	1,470	1	0.6
96235 Sweetbriar Lane, Yulee, FL 32097Listed by COMPASS FLORIDA LLC	Jul 2026	$510,000	$240	4/2	2,127	63	1.5
96025 Sunfish Lane, Yulee, FL 32097Listed by HOMEZU.COM OF FLORIDA	Jun 2026	$290,000	$207	3/2	1,400	115	1.5
86040 Clyde Street, Yulee, FL 32097Listed by NON MLS (realMLS)	Jun 2026	$365,000	$211	4/2	1,731	57	1.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$429,000

Price / Sq Ft$251

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,706

Year Built2003

TypeResidential

Sub-TypeSingle Family Residence

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address86157 Graham Court, Yulee, FL 32097

Area471-Nassau County-Chester/Pirates Woods Areas

SubdivisionPage Hill

CityYulee

CountyNassau

StateFL

Zip Code32097

Parcel Number51-3N-27-1625-0023-0000

Amenities

UtilitiesCable Available

SewerSeptic Tank

Water SourcePrivate, Well

ParkingGarage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Vaulted Ceiling(s), Wet Bar

AppliancesDryer, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringTile, Wood

# of Stories1

LevelsOne

SecuritySecurity System Owned

Exterior

Lot DescriptionIrregular Lot

FencingFenced, Other

Additional Information

Date ListedJuly 13, 2026

Days on Market14

HOA Fees$216 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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