This home is in Yulee — a home near Yulee High School.
Active Under Contract·51 days on market
861835 Worthington Drive
Yulee, FL 32097
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Yulee
Enjoy space & flexibility that's becoming harder to find! This move-in-ready home sits on a spacious corner lot in a community known for generous lot sizes & low HOA fees. The fully fenced backyard offers room to securely store your RV, boat or trailer, while still leaving plenty of outdoor space to enjoy. A large detached workshop is perfect for projects, hobbies, equipment & tools, plus an additional shed provides even more storage. Inside, you'll find a desirable split-bedroom floor plan, separate dining area & comfortable living spaces. Major updates offer added peace of mind, including a roof & HVAC less than 10 yrs old, recently replaced drainfield & well pump, plus newly installed windows for improved efficiency & lasting quality. Plenty of room inside & out, with the space, storage & flexibility to fit your lifestyle.
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,774 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 25, Mizell St. & S Fletcher Ave.about 8 mi · 10 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 8 mi · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 1 mi · Lofton Creek
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 8 mi · Egan's Creek
Closest grocery store
Aldiabout 1 mi · 463689 State Road 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,972/yr
Estimated taxes if purchased at asking price: ~$6,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 9, 2026Active Under Contract$365,000
- Oct 8, 2026Price change$365,000−$10,000
- Sep 3, 2026Listed$375,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $281/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 86512 Worthington Drive, Yulee, FL 32097Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $349,000 | $244 | 3/2 | 1,432 | 55 | 0.1 |
| 86132 Worthington Drive, Yulee, FL 32097Listed by WATSON REALTY CORP | Dec 2025 | $387,000 | $238 | 3/2 | 1,625 | 60 | 0.3 |
| 86252 Melissa Road, Yulee, FL 32097Listed by NEXT MOVE ATLANTIC COAST | Sep 2026 | $409,000 | $278 | 3/2 | 1,470 | 1 | 0.7 |
| 86090 Jean Road, Yulee, FL 32097Listed by BEYCOME OF FLORIDA LLC | Apr 2026 | $292,000 | $179 | 3/2 | 1,632 | 110 | 0.9 |
| 96025 Sunfish Lane, Yulee, FL 32097Listed by HOMEZU.COM OF FLORIDA | Jun 2026 | $290,000 | $207 | 3/2 | 1,400 | 115 | 1.4 |
| 96055 Aqua Vista Court, Yulee, FL 32097Listed by COLDWELL BANKER THE AMELIA GROUP | Mar 2026 | $292,000 | $202 | 3/2 | 1,449 | 19 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CENTURY 21 INTEGRA
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Northeast Florida living
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