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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Nassau Crossing, Yulee — a home near Yulee High School.

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Active

$232,9002 bd · 2.5 ba · 1,168 sq ft

Active·92 days on market·Nassau Crossing

86480 Shortline Circle

Yulee, FL 32097

$232,900$199/sqftEst. $1,270/mo mortgageMLS# 2159108
↓ $3,000 below original list
2
Beds
2.5
Baths
1,168
Sq Ft
2022
Built
1
Garage
No
Pool

5 more homes for sale in Nassau Crossing →Search Nassau Crossing on the map

FEMA Zone XHOA $121/moTownhouse2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Nassau Crossing

It's Clean, Updated, and Ready to go! This two-bedroom, two-and-a-half bath townhome in Yulee is the kind of place you can move into & just start ENJOYING LIFE. The main floor has tile throughout ,easy to clean and looks great ...with an open living, dining, and kitchen area that just feels good to be in. The kitchen has been freshened up with a big stainless steel sink, a new faucet, and a nice side-by-side refrigerator. All the stainless steel appliances stay, so you're all set from day one. There's also a handy half bath right on the main floor. Head upstairs and you'll find both bedrooms, each with their ow full private bath -- no sharing! The primary bedroom has a walk-in shower & a closet with built-in shelving and storage already in place. The washer/dryer are right there in the upstairs hallway, which is so much more convenient than you'd think. The garage has epoxy floors, overhead storage that just makes life easier.

Next steps in Nassau Crossing

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,270
Property taxesest. at asking price, Nassau County$322
HOAbilled monthly$121
Estimated total, before insurance$1,712/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$232,900
$46,580
Loan Term
Monthly Payment
$1,270
Principal & Interest: $1,270
Property taxes (est.): $322
Insurance (est.): $155
Estimated Total Monthly
$1,747
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Aug 13, 2026Price change$232,900−$3,000
  • Aug 7, 2026Listed$235,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $199/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
86472 Shortline Circle, Yulee, FL 32097Listed by LPT REALTY LLCMar 2026$225,000$1932/2.51,1681530
86752 Shortline Circle, Yulee, FL 32097Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAMar 2026$210,000$1802/2.51,168670
86568 Shortline Circle, Yulee, FL 32097Listed by RE/MAX FIRST COAST OF GEORGIAOct 2025$241,000$2062/2.51,168660
86768 Shortline Circle, Yulee, FL 32097Listed by WATSON REALTY CORPAug 2025$235,000$2012/2.51,168560
86616 Mainline Road, Yulee, FL 32097Listed by ALFA REALTORS CORPNov 2026$199,000$1493/2.51,3321730.1
86654 Shortline Circle, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSApr 2026$270,000$2033/2.51,3322030.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$232,900
Price / Sq Ft$199
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,168
Year Built2022
TypeResidential
Sub-TypeTownhouse
StyleContemporary
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWildlight
MiddleYulee
HighYulee

Community Information

Address86480 Shortline Circle, Yulee, FL 32097
Area481-Nassau County-Yulee South
SubdivisionNassau Crossing Townhomes
CityYulee
CountyNassau
StateFL
Zip Code32097
Parcel Number42-2N-27-1091-011D-0000

Amenities

AmenitiesJogging Path
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, On Street

Interior

Interior FeaturesBreakfast Bar, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
SecuritySecurity System Leased

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
Road SurfacePaved

Additional Information

Date ListedAugust 7, 2026
Days on Market92
HOA Fees$121 / Monthly
HOA FrequencyMonthly
HOA NameNassau Crossing Townhomes/Nassau Crossing HOA
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Nassau Crossing

Nassau Crossing is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Nassau Crossing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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