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Sold

Sold·Closed Jul 29, 2026·7 days on market·Recent sales in Yulee

78103 Duckwood Trail

Yulee, FL 32097

$326,000sold priceListed at $325,000 · 100.3% of asking$181/sqftMLS# 2148900
4
Beds
2
Baths
1,802
Sq Ft
2012
Built
2
Garage
No
Pool
HOA $45/mo10,890 sqft lotSingle Family Residence1 story

About this home

Yulee

Welcome home to 78103 Duckwood Trail, where comfort, space, and location come together perfectly. This 4-bedroom, 2-bath gem offers exceptional curb appeal from the moment you arrive. Inside, the spacious owner's suite features a private sitting room, your own personal retreat at the end of the day. The home also includes an owned water softener, adding everyday convenience and value from day one. The seller just replaced the HVAC (06/2026) and is actively pursuing a full roof replacement, giving the next owner added peace of mind and long-term value. Step outside to an extra-large, fully fenced backyard ideal for entertaining, pets, or simply enjoying the Florida sunshine in total privacy. The community elevates everyday living with resort-style amenities including a pool, playground, clubhouse, and beautifully maintained sidewalks perfect for morning walks, all with low HOA fees and no CDD fees. Zoned for A-rated Nassau County schools, this home checks every box.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,806
Property taxesest. at asking price, Nassau County$450
HOAbilled annually$45
Estimated total, before insurance$2,301/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$326,000
$65,200
Loan Term
Monthly Payment
$1,806
Principal & Interest: $1,806
Property taxes (est.): $450
Insurance (est.): $217
Estimated Total Monthly
$2,473
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$264,325$120,093—
2024$255,086$116,001—
2023$246,271$111,166—
2022$208,647$106,472—
2021$179,567$101,915—
2020$167,573$99,818—

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 30, 2026Closed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $180/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
76842 Timbercreek Boulevard, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$317,000$2073/21,53240.3
75104 Morning Glen Court, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$358,000$1814/21,974290.3
76401 Deerwood Drive, Yulee, FL 32097Listed by 1 REALTY CORPAug 2026$330,000$1783/21,85050.3
70353 Winding River Drive, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$394,330$1864/22,11540.4
76097 Tideview Lane, Yulee, FL 32097Listed by HERRON REAL ESTATE LLCAug 2026$350,000$1574/22,23420.4
65805 Edgewater Drive, Yulee, FL 32097Listed by COLDWELL BANKER THE AMELIA GROUPOct 2026$352,000$2063/21,709120.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$325,000
Price / Sq Ft$180
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,802
Acres0.25 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address78103 Duckwood Trail, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionTimber Creek
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size10,890 sq ft
Parcel Number112N26205201050000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourceOther
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Refrigerator, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJune 5, 2026
Days on Market7
HOA Fees$541 / Annually
HOA FrequencyAnnually
Tax Year2025
Listing TermsConventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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