Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Wells Creek, Jacksonville — a gated community home in Jacksonville.

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Active

Active·1 day on market·Wells Creek

3641 Wells Landing Court

Jacksonville, FL 32277

$2,100,000$593/sqftEst. $10,830/moMLS# 2158750

Beds

Baths

3,540

Sq Ft

2026

Built

Garage

Yes

Pool

About this home

Wells Creek

SPECTACULAR RIVER FRONT, NEW CONSTRUCTION SET ON A 3/4 ACRE LOT. UNDER CONSTRUCTION WITH COMPLETION ESTIMATED AT THE END OF NOVEMBER. PICK YOUR FINISHES. 4 Bedroom / 4.5 Bath / 3540 sqft / 6991 sqft under roof, 2 Story. Primary Suite and Main Living Space on the Second Floor. Open Floor Plan with exits to a Full Rear Covered Balcony. First Floor has Guest Suite with Full Bath leading to a Covered Rear Patio. In-Ground Pool. Outdoor Kitchen. Fully Vinyl Fenced. Custom Kitchen with Cafe Appliances, Gas Cooktop, Quartz Counter Tops. BRING YOUR YACHT OR CENTER CONSOLE. This property includes a dedicated, DEEP-WATER BOAT SLIP providing unrestricted, bridge-free ocean access to the OCEAN, INTERCOASTAL OR ST JOHNS RIVER. PREVIEW THE DOCK IN THE VIDEO SECTION. OPTIONAL 3 BAY DETACHED GARAGE WITH 15 FT ROLL UP DOORS AVAILABLE

Cost to own

Mortgage calculator

Home Price

$2,100,000

Down Payment: 20%

$420,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$10,830

Principal & Interest: $10,830

Property taxes (est.): $3,429

Insurance (est.): $1,400

Estimated Total Monthly

$15,659

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$10,830

Property taxesest. at asking price, Duval County$3,429

HOAbilled monthly$300

Estimated total, before insurance$14,559/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,597/yr · $133/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,597/yr

Estimated taxes if purchased at asking price: ~$41,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 6, 2026Listed$2,100,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,100,000

Price / Sq Ft$593

Bedrooms4

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,540

Total Structure Area6,991 sq ft

Acres0.72 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUnder Construction

StatusActive

# of Garages6

Has PoolYes

Pool FeaturesIn Ground, Fenced

Is WaterfrontYes

New ConstructionYes

Direction FacesNorth

School Information

MiddleSelect One

Community Information

Address3641 Wells Landing Court, Jacksonville, FL 32277

Area041-Arlington

SubdivisionWells Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32277

Lot Size31,363.2 sq ft

Parcel Number1129190080

ZoningResidential

Amenities

AmenitiesBoat Dock, Boat Slip, Gated

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerAerobic Septic

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, Gated

ViewBridge(s), Pond, River, Water, Other

Waterfront TypeNavigable Water, Ocean Access, River Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Refrigerator, Gas Cooktop, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringVinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

SecuritySecurity Gate, Smoke Detector(s)