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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Wells Creek, Jacksonville — a gated community home in Jacksonville.

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$2,300,0004 bd · 4.5 ba · 3,540 sq ft

Active·93 days on market·Wells Creek

3641 Wells Landing Court

Jacksonville, FL 32277

$2,300,000$650/sqftEst. $12,540/mo mortgageMLS# 2158750
4
Beds
4.5
Baths
3,540
Sq Ft
2026
Built
6
Garage
Yes
Pool

28 more homes for sale in Wells Creek →Search Wells Creek on the map

FEMA Zone XHOA $300/mo0.72 acresWaterfrontSingle Family Residence2 storiesNew construction

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About this home

Wells Creek

SPECTACULAR RIVER FRONT, NEW CONSTRUCTION SET ON A 3/4 ACRE LOT. UNDER CONSTRUCTION WITH COMPLETION ESTIMATED AT THE END OF DECEMBER 2026. BRING YOUR YACHT OR CENTER CONSOLE. This property includes a DEEDED, DEEP-WATER BOAT SLIP providing unrestricted, bridge-free ocean access to the OCEAN, INTERCOASTAL OR ST JOHNS RIVER. 4 Bedroom / 4.5 Bath / 3540 sqft / 6991 sqft under roof, 2 Story. Primary Suite and Main Living Space on the Second Floor. Open Floor Plan with exits to a Full Rear Covered Balcony. First Floor has Guest Suite with Full Bath leading to a Covered Rear Patio. In-Ground Pool. Outdoor Kitchen. Fully Vinyl Fenced. Custom Kitchen with Cafe Appliances, Gas Cooktop, Quartz Counter Tops. PREVIEW THE DOCK IN THE VIDEO SECTION. OPTIONAL 3 BAY DETACHED GARAGE WITH 15 FT ROLL UP DOORS AVAILABLE

Next steps in Wells Creek

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$12,540
Property taxesest. at asking price, Duval County$3,756
HOAbilled monthly$300
Estimated total, before insurance$16,595/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,597/yr · $133/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,300,000
$460,000
Loan Term
Monthly Payment
$12,540
Principal & Interest: $12,540
Property taxes (est.): $3,756
Insurance (est.): $1,533
Estimated Total Monthly
$17,828
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 6:45 AM, sunset 5:34 PM.

  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,597/yr

Estimated taxes if purchased at asking price: ~$45,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 5, 2026Price change$2,300,000+$200,000
  • Aug 6, 2026Listed$2,100,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $650/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3681 Lightview Lane, Jacksonville, FL 32225Listed by FORWARD REAL ESTATE INVESTMENT GROUP LLCNov 2026$465,000$1843/2.52,5221490.3
2159 Broad Water Drive, Jacksonville, FL 32225Listed by WATSON REALTY CORPOct 2026$554,000$2174/2.52,555300.8
3641 Sarah Brooke Court, Jacksonville, FL 32277Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$500,000$1994/32,512100.9
3822 Sarah Brooke Court, Jacksonville, FL 32277Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYJun 2026$475,000$1884/32,530110.9
3821 Allenby Drive, Jacksonville, FL 32277Listed by MOMENTUM REALTYApr 2026$440,000$1743/2.52,5321841
3938 Colony Cove Trail, Jacksonville, FL 32277Listed by MOMENTUM REALTYApr 2026$495,000$1904/32,603151.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,300,000
Price / Sq Ft$650
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,540
Total Structure Area6,991 sq ft
Acres0.72 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages6
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontYes
New ConstructionYes
Direction FacesNorth

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3641 Wells Landing Court, Jacksonville, FL 32277
Area041-Arlington
SubdivisionWells Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size31,363.2 sq ft
Parcel Number1129190080
ZoningResidential

Amenities

AmenitiesBoat Dock, Boat Slip, Gated
Community FeaturesSidewalks, Fishing, Suburban, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerAerobic Septic
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Gated
ViewBridge(s), Pond, River, Water, Other

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Refrigerator, Gas Cooktop, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Boat Slip, Dock, Impact Windows, Outdoor Kitchen, Outdoor Shower
Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch
FencingBack Yard, Full, Vinyl
RoofShingle
ConstructionComposition Siding, Fiber Cement
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 6, 2026
Days on Market93
HOA Fees$300 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$1,596.71
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PASSPORT REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Wells Creek

Wells Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32277.

View all Wells Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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