Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Glen Kernan, Jacksonville — a golf course home in Jacksonville.

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Active

Active·106 days on market·Glen Kernan

4423 Swilcan Bridge Lane N

Jacksonville, FL 32224

$2,590,000$426/sqftEst. $13,315/moMLS# 2143310

Beds

Baths

6,080

Sq Ft

2003

Built

Garage

Yes

Pool

About this home

Glen Kernan

Ask about the 3.1% assumable interest rate...and price just improved an additional $60,000! Discover incredible value and an elevated standard of living within the prestigious Glen Kernan Golf & Country Club, where privacy, sophistication, and resort-style comfort converge on one of the community's largest and most coveted cul-de-sac homesites. Custom built by K. Alan Killen, the impressive 6,080 square foot residence rests on a private 0.55 acre cul-de-sac lot framed by peaceful, mature preserve. Inside, refined living space is curated through intentional updates including Spanish and Italian porcelain floors, fresh interior paint, a plethora of smart home and energy efficient features, substantially sized rooms, and so much more.

Cost to own

Mortgage calculator

Home Price

$2,590,000

Down Payment: 20%

$518,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$13,315

Principal & Interest: $13,315

Property taxes (est.): $4,229

Insurance (est.): $1,727

Estimated Total Monthly

$19,271

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$13,315

Property taxesest. at asking price, Duval County$4,229

HOAbilled quarterly$698

Estimated total, before insurance$18,243/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$27,012/yr · $2,251/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,762,112	$1,490,020	▲ $79,964
2024	$1,689,504	$1,447,038	▼ $1,211
2023	$1,544,357	$1,403,144	▲ $55,205
2022	$1,443,670	$1,360,529	—
2021	$1,120,344	$854,920	—
2020	$1,101,767	$842,427	—

2025 property taxes (current owner): $27,012/yr

Estimated taxes if purchased at asking price: ~$50,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 25, 2026Price change$2,590,000−$60,000
Jul 28, 2026Price change$2,650,000−$40,000
Jul 8, 2026Price change$2,690,000−$60,000
May 15, 2026Listed$2,750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,590,000

Price / Sq Ft$426

Bedrooms6

Bathrooms5.00

Full Baths4

Half Baths2

Square Footage6,080

Total Structure Area6,538 sq ft

Acres0.55 acres

Year Built2003

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Gas Heat, Pool Sweep, Salt Water, Screen Enclosure, Waterfall

Is WaterfrontNo

School Information

ElementaryChets Creek

MiddleKernan

HighAtlantic Coast

Community Information

Address4423 Swilcan Bridge Lane N, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionGlen Kernan

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size23,958 sq ft

Parcel Number1677325820

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Pickleball, Playground, Sauna, Security, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingCircular Driveway, Electric Vehicle Charging Station(s), Garage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air, Zoned

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesDouble Sided, Gas

# of Stories2

LevelsTwo

LaundryGas Dryer Hookup, Lower Level, Sink, Washer Hookup

SecurityCarbon Monoxide Detector(s), Closed Circuit Camera(s), Gated with Guard, Security Gate, Security System Owned, Smoke Detector(s)