Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Wells Creek, Jacksonville — a new construction home in Jacksonville.

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Active

Active·1 day on market·Wells Creek

3635 Wells Landing Court Lot 6

Jacksonville, FL 32277

$829,000$331/sqftEst. $4,258/moMLS# 2160930

Beds

Baths

2,502

Sq Ft

2025

Built

Garage

Pool

About this home

Wells Creek

MOVE-IN READY!!! ELEVATED REVERSE COASTAL DESIGN TO MAXIMIZE THE COOL RIVER BREEZE AND THE VIEW. 4 Bedroom / 3.5 Bath / 2502 sqft / 2 Story. Primary Suite and Main Living Space on the Second Floor. Open Floor Plan with exits to a Full Rear Covered Balcony. First Floor has Guest Suite with Full Bath, Guest Bedrooms and Bath and Home Office. Rear Balcony and Covered Rear Patio. Oversized Lot with room for a pool is Fully Vinyl Fenced. Custom Kitchen with Quartz Counter Tops and All-Stainless Appliance Package. BRING YOUR YACHT OR CENTER CONSOLE. Rare opportunity in an Exclusive Private Gated Community. This property includes a DEEDED, DEEP-WATER BOAT SLIP providing unrestricted, bridge-free ocean access down the St. Johns River. Avoid the 5-year marina waitlists and high slip fees. PREVIEW THE DOCK IN THE VIDEO SECTION. . House Plans, Lot Survey and Dock Design in the Documents Section

Cost to own

Mortgage calculator

Home Price

$829,000

Down Payment: 20%

$165,800

Interest Rate: 6.65%

Loan Term

Monthly Payment

$4,258

Principal & Interest: $4,258

Property taxes (est.): $1,354

Insurance (est.): $553

Estimated Total Monthly

$6,164

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$4,258

Property taxesest. at asking price, Duval County$1,354

HOAbilled monthly$300

Estimated total, before insurance$5,911/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,597/yr · $133/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$90,000	$90,000	—

2025 property taxes (current owner): $1,597/yr

Estimated taxes if purchased at asking price: ~$16,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,464 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 20, 2026Listed$829,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$829,000

Price / Sq Ft$331

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,502

Acres0.25 acres

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesWest

School Information

MiddleSelect One

Community Information

Address3635 Wells Landing Court Lot 6, Jacksonville, FL 32277

Area041-Arlington

SubdivisionWells Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32277

Lot Size10,890 sq ft

Parcel Number1129190075

Amenities

AmenitiesBoat Dock, Boat Slip, Gated

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerAerobic Septic

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, Gated

ViewBridge(s), River, Water, Other

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Guest Suite, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringVinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup