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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Wells Creek, Jacksonville — a new construction home in Jacksonville.

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Active·46 days on market·Wells Creek

3635 Wells Landing Court Lot 6

Jacksonville, FL 32277

$799,000$319/sqftEst. $4,373/moMLS# 2160930
↓ $30,000 below original list
4
Beds
3.5
Baths
2,502
Sq Ft
2025
Built
2
Garage
No
Pool

31 more homes for sale in Wells Creek →Search Wells Creek on the map

FEMA Zone XHOA $300/mo10,890 sqft lotSingle Family Residence2 storiesNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Wells Creek

LIVE THE RIVERFRONT LIFESTYLE IN A BRAND-NEW RIVERFRONT COMMUNITY. Fish from the private dock. Photography Manatees and Dolphins, BRING YOUR YACHT OR CENTER CONSOLE. All homes purchased in this Exclusive Private, Gated Community include Ownership of a DEEDED, DEEP-WATER BOAT SLIP providing unrestricted, bridge-free ocean access down the St. Johns River. MOVE-IN READY REVERSE ELEVATION HOME WITH AN UPSTAIRS AND DOWNSTAIRS SUITE. 4 Bedroom / 3.5 Bath / 2502 sqft / 2 Story. Primary Suite and Main Living Space on the Second Floor. Open Floor Plan with exits to a Full Rear Covered Balcony. First Floor has Guest Suite with Full Bath, Guest Bedrooms and Bath and Home Office. Rear Balcony and Covered Rear Patio. Oversized Lot with room for a pool is Fully Vinyl Fenced. Custom Kitchen with Quartz Counter Tops and All-Stainless Appliance Package. PREVIEW THE DOCK IN THE VIDEO SECTION. . House Plans, Lot Survey and Dock Design in the Documents Section. 10 YEAR HOME WARRANTY

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$4,373
Property taxesest. at asking price, Duval County$1,305
HOAbilled monthly$300
Estimated total, before insurance$5,978/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,597/yr · $133/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$799,000
$159,800
Loan Term
Monthly Payment
$4,373
Principal & Interest: $4,373
Property taxes (est.): $1,305
Insurance (est.): $533
Estimated Total Monthly
$6,211
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,464 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:23 AM, sunset 7:06 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$90,000$90,000—

2025 property taxes (current owner): $1,597/yr

Estimated taxes if purchased at asking price: ~$15,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 12, 2026Price change$799,000−$30,000
  • Aug 20, 2026Listed$829,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$799,000
Price / Sq Ft$319
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,502
Acres0.25 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesWest

School Information

MiddleSelect One

Community Information

Address3635 Wells Landing Court Lot 6, Jacksonville, FL 32277
Area041-Arlington
SubdivisionWells Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size10,890 sq ft
Parcel Number1129190075

Amenities

AmenitiesBoat Dock, Boat Slip, Gated
Community FeaturesSidewalks, Fishing, Suburban, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerAerobic Septic
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Gated
ViewBridge(s), River, Water, Other

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Guest Suite, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Exterior FeaturesBalcony, Boat Slip, Dock
Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Rear Porch
FencingBack Yard, Full, Vinyl
RoofShingle
ConstructionComposition Siding, Fiber Cement
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 20, 2026
Days on Market25
HOA Fees$300 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSecurity
Tax Amount$1,596.71
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PASSPORT REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Wells Creek

Wells Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32277.

View all Wells Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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