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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Wells Creek, Jacksonville — a gated community home in Jacksonville.

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Active·46 days on market·Wells Creek

3617 Wells Landing Court Lot 3

Jacksonville, FL 32277

$599,900$281/sqftEst. $3,284/moMLS# 2160926
↓ $129,100 below original list
4
Beds
3
Baths
2,133
Sq Ft
2025
Built
2
Garage
No
Pool

31 more homes for sale in Wells Creek →Search Wells Creek on the map

FEMA Zone XHOA $300/moSingle Family Residence1 storyNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Wells Creek

MOVE-IN READY DOUBLE PRIMARY SUITE HOME. LIVE THE RIVERFRONT LIFESTYLE IN A BRAND-NEW RIVERFRONT COMMUNITY. Fish from the private dock. Photography Manatees and Dolphins, BRING YOUR YACHT OR CENTER CONSOLE. All homes purchased in this Exclusive Private, Gated Community include Ownership of a DEEDED, DEEP-WATER BOAT SLIP providing unrestricted, bridge-free ocean access down the St. Johns River. 4 Bedroom / 3 Bath / 2133 sqft. Spacious Open Floor Plan with 9' Ceilings. Covered Rear Patio and Fully Vinyl Fenced Yard. Custom Kitchen with Quartz Counter Tops and All-Stainless Appliance Package. Separate front Flex room is perfect as a Dining Room or Home Office. Primary Suite with his and her closets, huge walk-in Shower and elegant Make-up Vanity. Second Suite with full Bath and a full Hall makes this a perfect house for family or guests. PREVIEW THE DOCK IN THE VIDEO SECTION. SPECTACULAR VIEWS OF RIVER AND THE DAMES POINT BRIDGE. 10 year Home Warranty

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$3,284
Property taxesest. at asking price, Duval County$980
HOAbilled quarterly$300
Estimated total, before insurance$4,563/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$599,900
$119,980
Loan Term
Monthly Payment
$3,284
Principal & Interest: $3,284
Property taxes (est.): $980
Insurance (est.): $400
Estimated Total Monthly
$4,663
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,597 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$90,000$90,000—

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 29, 2026Price change$599,900−$49,100
  • Sep 22, 2026Price change$649,000−$50,000
  • Sep 12, 2026Price change$699,000−$30,000
  • Aug 20, 2026Listed$729,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,900
Price / Sq Ft$281
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,133
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

MiddleSelect One

Community Information

Address3617 Wells Landing Court Lot 3, Jacksonville, FL 32277
Area041-Arlington
SubdivisionWells Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Parcel Number1129190060

Amenities

AmenitiesBoat Dock, Boat Slip, Gated, Maintenance Grounds
Community FeaturesSidewalks, Fishing, Suburban, Street Lights, Gated, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerAerobic Septic
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewBridge(s), River, Other

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), His and Hers Closets, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBoat Slip, Dock
Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard, Full, Vinyl
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 20, 2026
Days on Market40
HOA Fees$900 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PASSPORT REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Wells Creek

Wells Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32277.

View all Wells Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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