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This home is in Jacksonville.

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Active Under Contract

Active Under Contract·18 days on market

3641 Sarah Brooke Court

Jacksonville, FL 32277

$550,000$219/sqftEst. $2,830/moMLS# 2157144
4
Beds
3
Baths
2,512
Sq Ft
1985
Built
2
Garage
No
Pool

About this home

Jacksonville

Charming Haven in Brittany Bluff! Welcome to this beautifully maintained 4-bedroom, 3-bathroom home boasting over 2,500 sq. ft. of spacious, character-filled living. Inside, enjoy a versatile layout featuring 1 full bath on the 1st floor and 2 full baths on the 2nd floor. The kitchen offers granite countertops and connects seamlessly to living, dining, and family flex spaces. Plus, move in worry-free with all major appliances included and newer. Step outside to your private half-acre oasis--complete with a fully fenced yard, enclosed screened porch, and a peaceful preserve behind for ultimate privacy. The expansive lot even offers ample room to park your RV or boat! Nestled in a quiet neighborhood near the river, this home offers space, privacy, and charm.

Cost to own

Mortgage calculator

$550,000
$110,000
Loan Term
Monthly Payment
$2,830
Principal & Interest: $2,830
Property taxes (est.): $898
Insurance (est.): $367
Estimated Total Monthly
$4,095
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,830
Property taxesest. at asking price, Duval County$898
HOAbilled annually$13
Estimated total, before insurance$3,741/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,682 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 3, 2026Active Under Contract$550,000
  • Jul 26, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$550,000
Price / Sq Ft$219
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,512
Acres0.48 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address3641 Sarah Brooke Court, Jacksonville, FL 32277
Area041-Arlington
SubdivisionBrittany Bluff
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size20,908.8 sq ft
Lot Dimensions112x188
Parcel Number1090441160
ZoningSingle Family

Amenities

AmenitiesOther
UtilitiesCable Available, Electricity Connected, Water Available
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
# of Stories2
LevelsMulti/Split
LaundryLower Level
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionCleared, Cul-De-Sac, Wooded
Patio / PorchPorch, Rear Porch, Screened
FencingBack Yard, Full, Wood
RoofShingle
ConstructionBrick, Brick Veneer
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 26, 2026
Days on Market10
HOA Fees$150 / Annually
HOA FrequencyAnnually
HOA NameBrittaniny Bluff HOA
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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