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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 28, 2026·10 days on market·Recent sales in Jacksonville

3641 Sarah Brooke Court

Jacksonville, FL 32277

$500,000sold priceListed at $550,000 · 90.9% of asking$199/sqftMLS# 2157144
4
Beds
3
Baths
2,512
Sq Ft
1985
Built
2
Garage
No
Pool
FEMA Zone XHOA $13/mo0.48 acresSingle Family Residence2 stories

About this home

Jacksonville

Charming Haven in Brittany Bluff! Welcome to this beautifully maintained 4-bedroom, 3-bathroom home boasting over 2,500 sq. ft. of spacious, character-filled living. Inside, enjoy a versatile layout featuring 1 full bath on the 1st floor and 2 full baths on the 2nd floor. The kitchen offers granite countertops and connects seamlessly to living, dining, and family flex spaces. Plus, move in worry-free with all major appliances included and newer. Step outside to your private half-acre oasis--complete with a fully fenced yard, enclosed screened porch, and a peaceful preserve behind for ultimate privacy. The expansive lot even offers ample room to park your RV or boat! Nestled in a quiet neighborhood near the river, this home offers space, privacy, and charm.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,770
Property taxesest. at asking price, Duval County$816
HOAbilled annually$13
Estimated total, before insurance$3,598/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$500,000
$100,000
Loan Term
Monthly Payment
$2,770
Principal & Interest: $2,770
Property taxes (est.): $816
Insurance (est.): $333
Estimated Total Monthly
$3,919
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,682 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Aug 28, 2026Closed$550,000
  • Aug 3, 2026Active Under Contract$550,000
  • Jul 26, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $219/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3644 Buckskin Trail W, Jacksonville, FL 32277Listed by WATSON REALTY CORPJul 2026$400,000$1664/32,405340.4
3811 Timucua Trail, Jacksonville, FL 32277Listed by BERRY & CO. REAL ESTATEJul 2026$449,900$1854/32,431390.4
3370 Double Lane, Jacksonville, FL 32277Listed by KST GROUP LLCAug 2026$315,200$1455/2.52,1723840.6
3511 Hermitage Road E, Jacksonville, FL 32277Listed by NEXTHOME ENDLESS SUMMERJul 2026$397,500$1424/2.52,7911910.8
3471 Hermitage Road E, Jacksonville, FL 32277Listed by UNITED REAL ESTATE GALLERYSep 2026$389,000$1724/32,25820.9
3371 Debussy Road, Jacksonville, FL 32277Listed by HOME REALTY ASSOCIATES INCAug 2026$310,000$1084/2.52,8591051

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$550,000
Price / Sq Ft$219
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,512
Acres0.48 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address3641 Sarah Brooke Court, Jacksonville, FL 32277
Area041-Arlington
SubdivisionBrittany Bluff
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size20,908.8 sq ft
Lot Dimensions112x188
Parcel Number1090441160
ZoningSingle Family

Amenities

AmenitiesOther
UtilitiesCable Available, Electricity Connected, Water Available
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
# of Stories2
LevelsMulti/Split
LaundryLower Level
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionCleared, Cul-De-Sac, Wooded
Patio / PorchPorch, Rear Porch, Screened
FencingBack Yard, Full, Wood
RoofShingle
ConstructionBrick, Brick Veneer
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 26, 2026
Days on Market10
HOA Fees$150 / Annually
HOA FrequencyAnnually
HOA NameBrittaniny Bluff HOA
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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