This home is in Colony Cove, Jacksonville — a pool home in Jacksonville.
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Sold·Closed Apr 13, 2026·15 days on market·Recent sales in Colony Cove·Colony Cove
3938 Colony Cove Trail
Jacksonville, FL 32277
2 more homes for sale in Colony Cove →Search Colony Cove on the map
About this home
Colony Cove
Rare opportunity in Colony Cove! Classic 4/3 full brick tri-level pool home on almost 1/2 acre lot surrounded by mature trees and tropical landscape offers generous room for the whole family plus an in-law suite on the lower level. Main level features a spacious living room/flex space, dining room, & breakfast nook. Updated kitchen features custom cabinets with built-in organization, brand new butcher block countertops, and SS appliances plus wine cooler. Adjoining family room has built-ins, wood-burning FP, and the mounted 75'' big screen TV over FP conveys! Upstairs oversized master has two walk-in closets and ensuite bath, and two larger guest rooms share Jack & Jill bath. Enjoy river views and breezes from the almost 700 sf covered screened patio ideal for entertaining while guests cool off in the inground pool beautifully refinished in 2023. New roof 2025, AC 2.5 yo, new WH coming, replumbed. Washer/dryer & mounted 50'' office TV also convey. No known issues; no seller repairs.
Next steps in Colony Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2025 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,655 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,635/yr
Estimated taxes if purchased at asking price: ~$9,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Feb 26, 2026Listed$525,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $202/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3811 Timucua Trail, Jacksonville, FL 32277Listed by BERRY & CO. REAL ESTATE | Jul 2026 | $449,900 | $185 | 4/3 | 2,431 | 39 | 0.2 |
| 3641 Sarah Brooke Court, Jacksonville, FL 32277Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $500,000 | $199 | 4/3 | 2,512 | 10 | 0.4 |
| 3644 Buckskin Trail W, Jacksonville, FL 32277Listed by WATSON REALTY CORP | Jul 2026 | $400,000 | $166 | 4/3 | 2,405 | 34 | 0.4 |
| 3471 Hermitage Road E, Jacksonville, FL 32277Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $389,000 | $172 | 4/3 | 2,258 | 2 | 0.9 |
| 4061 Heath Road, Jacksonville, FL 32277Listed by CHAD AND SANDY REAL ESTATE GROUP | Aug 2026 | $415,000 | $184 | 4/2.5 | 2,260 | 6 | 0.9 |
| 3370 Double Lane, Jacksonville, FL 32277Listed by KST GROUP LLC | Aug 2026 | $315,200 | $145 | 5/2.5 | 2,172 | 384 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Colony Cove
Colony Cove is a neighborhood in Jacksonville, FL (Duval County), ZIP 32277.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Apr 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines