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This home is in Crescent Shores U 1, St. Augustine — a home near Pedro Menendez High School.

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Active

Active·45 days on market·Crescent Shores U 1

114 Cres Shrs Road

St. Augustine, FL 32086

$533,890$215/sqftEst. $2,827/moMLS# 2158493

Beds

3.5

Baths

2,484

Sq Ft

2026

Built

Garage

Pool

FEMA Zone XHOA $85/mo10,890 sqft lotSingle Family Residence1 storyNew construction

About this home

Crescent Shores U 1

Ready Early 2027! Tidewater C Time to Personalize! Select one of our Collections curated by our very own designers. They've pulled from today's favorite countertops, cabinets and colors and added a designer's touch. Find the one that speaks to you. Entry leads Great Room, Spacious kitchen with large island, pantry. 10' ceilings, Perfectly sized primary suite with a full bath, roomy walk-in closet. 3 additional bedrooms, one includes its own private bath. Welcome Home to Crescent Shores, a quaint neighborhood within an established area. Beaches? Only 7 minutes to Crescent Beach, less than 30 minutes Anastasia State Park, the St Augustine Fishing Pier. 20 minutes to take in the sites of America's Oldest City- The St Augustine Fort, Historic District, Plus Amazing Restaurants A quick 6 minutes to interstate I 95! Crescent Shores offers the perfect balance of coastal relaxation, historic charm, and modern convenience--your ideal place to call home. Representative Photos/Virtual Tour

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,827

Property taxesest. at asking price, St. Johns County$710

HOAbilled annually$85

Estimated total, before insurance$3,623/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$533,890

Down Payment: 20%

$106,778

Interest Rate: 6.95%

Loan Term

Monthly Payment

$2,827

Principal & Interest: $2,827

Property taxes (est.): $710

Insurance (est.): $356

Estimated Total Monthly

$3,894

*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 16, 2026Price change$533,890+$10,000
Aug 4, 2026Listed$523,890

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$533,890

Price / Sq Ft$215

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,484

Total Structure Area2,484 sq ft

Acres0.25 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionTo Be Built

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesSouth

School Information

ElementarySouth Woods

MiddleGamble Rogers

HighPedro Menendez

Community Information

Address114 Cres Shrs Road, St. Augustine, FL 32086

Area337-Old Moultrie Rd/Wildwood

SubdivisionCrescent Shores U 1

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Lot Size10,890 sq ft

Lot Dimensions66x152

Parcel Number1833910070

ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights

UtilitiesElectricity Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewTrees/Woods

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Pantry, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDisposal, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, Microwave

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Patio

RoofShingle

ConstructionFiber Cement, Frame

Road SurfaceAsphalt

Road FrontagePrivate Road

Additional Information

Date ListedAugust 4, 2026

Days on Market43

HOA Fees$1,020 / Annually

HOA FrequencyAnnually

HOA NameCrescent Shores

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: ASHTON WOODS FLORIDA REALTY LLC · katie.risnerlozuke@ashtonwoods.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Crescent Shores U 1

Crescent Shores U 1 is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

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