This home is in Moses Creek Estates, St. Augustine — a pool home in St. Johns County.
Sold·Closed Aug 14, 2026·4 days on market·Recent sales in Moses Creek Estates·Moses Creek Estates
605 Mary Jane Lane
St. Augustine, FL 32086
All Moses Creek Estates homes for sale →Search Moses Creek Estates on the map
About this home
Moses Creek Estates
Pool Home in Moses Creek Estates! 3Bedroom/ 2.5 Bath with open-concept split floor plan and ideal indoor-outdoor living. Spacious kitchen features granite countertops, ample cabinetry, and pantry. Has a formal dining room plus breakfast nook overlooking screened lanai and inground heated pool. Convenient pool half bath with direct outdoor access. Primary suite offers large walk-in closet and separate en-suite bath. Fully fenced backyard for privacy. 2 car garage. Located just minutes to St. Augustine beaches, historic downtown, dining, and shopping.
Next steps in Moses Creek Estates
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,710 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,280/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 17, 2026Closed$529,000
- Jul 22, 2026Active Under Contract$529,000
- Jul 17, 2026Listed$529,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $258/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 305 Elza Lane, St. Augustine, FL 32086Listed by WATSON REALTY CORP | Sep 2026 | $545,000 | $268 | 4/3 | 2,032 | 55 | 0.2 |
| 119 Duck Pond Drive, St. Augustine, FL 32086Listed by ST AUGUSTINE REALTY | Mar 2026 | $465,000 | $214 | 3/2.5 | 2,168 | 314 | 0.4 |
| 216 Green Palm Court, St. Augustine, FL 32086Listed by SOVEREIGN REAL ESTATE GROUP | Sep 2026 | $305,000 | $179 | 4/2 | 1,705 | 97 | 1 |
| 22 Pyrite Place, St. Augustine, FL 32086Listed by 1 PERCENT LISTS FIRST COAST | Mar 2026 | $430,000 | $253 | 3/2 | 1,701 | 4 | 1 |
| 939 Ocean Jasper Drive, St. Augustine, FL 32086Listed by WATSON REALTY CORP | Aug 2025 | $498,500 | $241 | 3/2 | 2,066 | 183 | 1 |
| 226 Green Palm Court, St. Augustine, FL 32086Listed by HERRON REAL ESTATE LLC | Jun 2025 | $387,000 | $209 | 4/2 | 1,856 | 74 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CENTURY 21 ST AUGUSTINE PROPERTIES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Moses Creek Estates
Moses Creek Estates is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines